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AI brief of an SEC Form 8-K · Mastercard (MA)

Mastercard Q4 2025 net income rises 22% to $4.1 billion; EPS $4.52

Positive Impact 3 of 5 earnings Written later

Mastercard reported fourth quarter 2025 net revenue of $8.8 billion, up 18% from a year earlier, with diluted EPS of $4.52 versus $3.64. For the full year, net revenue rose 16% to $32.8 billion and diluted EPS rose 19% to $16.52, and the company repurchased $11.7 billion of treasury stock in 2025 while paying $2.8 billion in dividends.

Key points

  • Q4 2025 net income was $4.1 billion, up 22%; adjusted diluted EPS was $4.76, up 25%
  • Full-year 2025 net income was $15.0 billion, up 16%; full-year diluted EPS was $16.52 versus $13.89
  • Quarter-to-date through January 26, 2026, the company repurchased 1.3 million shares for $715 million, leaving $16.7 billion under approved programs

The filing

CompanyMastercard (MA)
Form8-K, current report
Filed with the SECJan 29, 2026, 8:03 AM ET
Accession number0001141391-26-000003

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 2:16 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on January 29, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.