Mercury General Q4 net income rises to $202.5 million from $101.1 million
Mercury General reported fourth-quarter 2025 net income of $202.5 million, or $3.66 per diluted share, up from $101.1 million, or $1.82, a year earlier, and full-year net income of $541.1 million, or $9.77 per share, up 15.6%. The company also declared a quarterly dividend of $0.3175 per share, and it says Palisades and Eaton wildfire net losses of about $380 million for 2025 remain a significant factor in its results.
Key points
- Q4 2025 net income was $202.5 million ($3.66 per diluted share) versus $101.1 million ($1.82) in Q4 2024.
- Q4 2025 combined ratio was 88.6% versus 91.4%; net premiums earned rose 6.9% to $1.45 billion.
- Full-year 2025 net income was $541.1 million, up 15.6%, while catastrophe losses net of reinsurance were $508 million versus $277 million.
- Quarterly dividend of $0.3175 per share is payable March 26, 2026 to shareholders of record on March 12, 2026.
The filing
Written by AI on Nov 8, 2026, 1:00 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on February 17, 2026.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.