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Mercury General (MCY)

NYSE Financials Property & Casualty Insurance S&P SmallCap 600
$82.61
-1.87 (-2.21%)
Close of Nov 06, 2026 · end-of-day data
Source: Mercury General's 10-K / 10-Q XBRL data on SEC EDGAR · fetched Nov 04, 2026

Revenue, net income & free cash flow

Income statement

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue$3.23B$3.42B$3.38B$3.97B$3.78B$3.99B$3.64B$4.63B$5.48B$5.99B
Cost of revenue—$10.20M$10.50M$10.50M$11.80M$12.80M$11.00M$11.40M$13.40M$15.20M
Gross profit—$3.41B$3.37B$3.96B$3.77B$3.98B$3.63B$4.62B$5.46B$5.98B
Interest expense$3.96M$15.17M$17.04M$17.04M$17.05M$17.11M$17.23M$24.17M——
Pre-tax income$70.72M$167.09M-$30.61M$378.07M$458.50M$299.31M-$670.72M$99.43M$574.88M$663.65M
Income tax-$2.32M$22.21M-$24.89M$57.98M$83.89M$51.37M-$158.04M$3.09M$106.93M$122.56M
Net income$73.04M$144.88M-$5.73M$320.09M$374.61M$247.94M-$512.67M$96.34M$467.95M$541.09M
EPS (basic)$1.32$2.62$-0.10$5.78$6.77$4.48$-9.26$1.74$8.45$9.77
EPS (diluted)$1.32$2.62$-0.10$5.78$6.77$4.48$-9.26$1.74$8.45$9.77
Diluted shares55.30M55.33M55.34M55.36M55.36M55.37M55.37M55.37M55.38M55.39M
Gross margin—99.7%99.7%99.7%99.7%99.7%99.7%99.8%99.8%99.7%
Net margin2.3%4.2%-0.2%8.1%9.9%6.2%-14.1%2.1%8.5%9.0%

Balance sheet

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents$220.32M$291.41M$314.29M$294.40M$348.48M$335.56M$289.78M$550.90M$720.26M$1.32B
Short-term investments$375.68M$302.71M$253.30M$494.13M$375.61M—————
Goodwill$42.80M$42.80M$42.80M$42.80M$42.80M$42.80M$42.80M$42.80M$42.80M$42.80M
Total assets$4.79B$5.10B$5.43B$5.89B$6.33B$6.77B$6.51B$7.10B$8.31B$9.56B
Long-term debt—$375.00M$375.00M$375.00M$375.00M$375.00M$400.00M$575.00M$575.00M$574.53M
Total debt—$375.00M$375.00M$375.00M$375.00M$375.00M$400.00M$575.00M$575.00M$574.53M
Total liabilities$3.04B$3.34B$3.82B$4.09B$4.30B$4.63B$4.99B$5.56B$6.36B$7.14B
Shareholders' equity$1.75B$1.76B$1.62B$1.80B$2.03B$2.14B$1.52B$1.55B$1.95B$2.42B

Cash flow

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow$291.68M$341.40M$383.43M$519.68M$605.62M$501.58M$352.59M$453.00M$1.04B$1.09B
Capital expenditures$16.98M$19.44M$27.96M$40.09M$39.95M$41.44M$35.51M$36.81M$46.14M$58.43M
Free cash flow$274.70M$321.96M$355.48M$479.59M$565.66M$460.14M$317.08M$416.19M$990.98M$1.03B
Investing cash flow-$226.72M-$185.60M-$222.44M-$401.20M-$411.29M-$373.67M-$316.38M-$295.45M-$796.66M-$420.16M
Financing cash flow-$108.86M-$84.71M-$138.12M-$138.37M-$140.25M-$140.84M-$81.99M$103.58M-$71.11M-$71.72M
Dividends paid$137.20M$137.89M$138.48M$139.07M$139.64M$140.23M$105.48M$70.32M$70.33M$70.34M
Stock-based compensation$142.00K$60.00K$145.00K$123.00K$142.00K$141.00K$15.00K$0$4.65M$14.63M
Depreciation & amortization$53.26M$55.34M$58.79M$64.73M$68.46M$79.06M$82.39M$72.24M$73.43M$74.99M

Quarterly figures are rebuilt from the year-to-date totals companies report — Q4 is the full year minus the first nine months, since no 10-Q is filed for it. Values are as filed; later restatements replace earlier ones. Fiscal years are labelled by the calendar year in which they end.