Mercury General (MCY)

NYSE Financials Property & Casualty Insurance S&P SmallCap 600
$82.61
-1.87 (-2.21%)
Close of Nov 06, 2026 · end-of-day data
Next earnings date
Not scheduled yet
No report date announced in the next three weeks.
Consensus EPS estimate
—
Shown once a date is announced.
Last report (Nov 03)
$3.49 vs $3.35 est.
Surprise +4.2%

Earnings surprise history

reported EPS vs consensus
ReportedQuarterEPS estimateReported EPSSurprise
Nov 03, 2026Sep/2026$3.35$3.49+4.2%

Our record of MCY's reports since we began tracking; it grows each quarter.

Latest results, in brief

All MCY 8-K briefs →
Nov 3, 4:07 PM ET

Mercury General posts Q3 net loss of $13.7 million on realized investment losses

Mixed earnings 2.02

Mercury General reported a third-quarter 2026 net loss of $13.7 million, or $0.25 per diluted share, compared with net income of $280.4 million, or $5.06 per share, a year earlier. The company said the loss reflected $206.9 million of after-tax net realized investment losses, which it attributed largely to falling fair value of its investments as market interest rates rose, while net premiums earned grew 9.6% and operating income fell 9.6%.

  • Q3 2026 net premiums earned rose 9.6% to $1.55 billion, versus $1.41 billion in Q3 2025.
  • Q3 2026 net realized investment losses, net of tax, were $206.9 million; operating income was $193.3 million, or $3.49 per diluted share, down from $213.7 million.
  • Q3 2026 combined ratio was 90.2%, compared with 87.0% in Q3 2025; nine-month net income rose 30.0% to $440.2 million.
  • Board declared a quarterly dividend of $0.3175 per share, payable December 31, 2026, to holders of record on December 17, 2026.
Read the filing on SEC.gov ↗

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.

Quarter endedRevenueYoYEPS (diluted)YoYNet incomeNet margin
Sep 2026$1.38B-12.8% $-0.25-104.9% -$13.69M-1.0%
Jun 2026$1.68B+13.8% $4.76+58.1% $263.50M15.7%
Mar 2026$1.54B+10.5% $3.44— $190.42M12.4%
Dec 2025$1.54B+12.4% $3.66+101.1% $202.55M13.2%
Sep 2025$1.58B+3.6% $5.06+21.3% $280.40M17.7%
Jun 2025$1.48B+13.2% $3.01+166.4% $166.47M11.3%
Mar 2025$1.39B+9.4% $-1.96-247.4% -$108.33M-7.8%
Dec 2024$1.37B-0.6% $1.82-47.4% $101.07M7.4%

From Mercury General's 10-Q and 10-K filings (SEC XBRL). YoY compares each quarter with the same quarter a year earlier; it is blank when the year-ago figure is missing or negative.

Annual results

Fiscal yearRevenueGrowthEPS (diluted)GrowthNet margin
FY2025$5.99B+9.4% $9.77+15.6%9.0%
FY2024$5.48B+18.3% $8.45+385.6%8.5%
FY2023$4.63B+27.1% $1.74—2.1%
FY2022$3.64B-8.8% $-9.26-306.7%-14.1%
FY2021$3.99B+5.5% $4.48-33.8%6.2%

Frequently asked questions

When is Mercury General's next earnings date?

Mercury General has not announced a report date within the next three weeks. US companies usually report three to six weeks after each quarter ends; this page updates as soon as the date is on the calendar.

What did Mercury General earn last quarter?

For the quarter ended Sep 2026, Mercury General reported diluted EPS of $-0.25 (-104.9% year over year) on revenue of $1.38B (-12.8%).

Where do these numbers come from?

Reported revenue, net income and EPS come from the company's own 10-Q and 10-K filings with the SEC (XBRL data). The report date and consensus estimate come from the Nasdaq earnings calendar.

Not investment advice. Figures can be restated by the company in later filings.