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AI brief of an SEC Form 8-K · NBT Bancorp (NBTB)

NBT Bancorp Q3 2024 net income rises to $38.1 million, $0.80 per diluted share

Positive Impact 3 of 5 earnings Written later

NBT Bancorp reported third quarter 2024 net income of $38.1 million, or $0.80 per diluted share, up from $24.6 million, or $0.54 per share, a year earlier and $0.69 in the second quarter of 2024. The company also declared a fourth-quarter cash dividend of $0.34 per share, a 6.3% increase, and said its pending merger with Evans Bancorp is expected to close in the second quarter of 2025.

Key points

  • Q3 2024 net income was $38.1 million, or $0.80 per diluted share, versus $24.6 million, or $0.54, in Q3 2023
  • Operating diluted EPS was $0.80 in Q3 2024, compared with $0.84 in Q3 2023, a non-GAAP measure
  • Net interest income was $101.7 million, up 4.6% from Q2 2024 and 7.1% from Q3 2023; net interest margin was 3.27%
  • Quarterly cash dividend of $0.34 per share is payable December 16, 2024 to holders of record as of December 2, 2024

The filing

CompanyNBT Bancorp (NBTB)
Form8-K, current report
Filed with the SECOct 28, 2024, 4:30 PM ET
Accession number0001140361-24-044433

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 1:49 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 28, 2024.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.