Flash FinanceUS
Market closed S&P 5007,376.86+0.31% Nasdaq24,579.42+1.09% Dow 3051,285.73-0.46% Russell 20002,754.11+0.89% Nasdaq-10026,989.99+1.35% MidCap 4003,602.50+0.56% SmallCap 6001,673.98+0.05% VIX25.64-9.01% 10Y Yield4.86+0.45% Close of Nov 06, 2026
AI brief of an SEC Form 8-K · Nicolet Bankshares (NIC)

Nicolet Bankshares Q4 Profit Rises to $34 Million; 2024 Net Income $124 Million

Positive Impact 3 of 5 earnings Written later

Nicolet Bankshares reported fourth quarter 2024 net income of $34 million, or $2.19 per diluted share, up from $33 million and $2.10 in the third quarter and $31 million and $2.02 a year earlier. For full year 2024, net income was $124 million, or $8.05 per diluted share, compared with $62 million, or $4.08, in 2023, which included a large 2023 balance sheet repositioning loss. The results give shareholders a clear year-over-year improvement in both profit and per-share earnings.

Key points

  • Q4 2024 net income $34 million and diluted EPS $2.19, versus $33 million and $2.10 in Q3 2024 and $31 million and $2.02 in Q4 2023
  • Full year 2024 net income $124 million and diluted EPS $8.05, versus $62 million and $4.08 in 2023
  • Net interest margin for 2024 was 3.47%, up 29 bps from 3.18% in 2023
  • Total assets were $8.8 billion at December 31, 2024, up $328 million (4%) over the year

The filing

CompanyNicolet Bankshares (NIC)
Form8-K, current report
Filed with the SECJan 21, 2025, 4:25 PM ET
Accession number0001174850-25-000002

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 1:38 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on January 21, 2025.

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.