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AI brief of an SEC Form 8-K · Nicolet Bankshares (NIC)

Nicolet Bankshares Q3 net income rises to $42 million, diluted EPS $2.73

Positive Impact 3 of 5 earnings Written later

Nicolet Bankshares reported third quarter 2025 net income of $42 million, or $2.73 per diluted share, up from $36 million and $2.34 in the second quarter and from $33 million and $2.10 in the third quarter of 2024. Higher net interest income and a 3.86% net interest margin drove the results, and the company repurchased $21 million of its stock during the quarter.

Key points

  • Net income of $42 million versus $36 million in Q2 2025 and $33 million in Q3 2024
  • Diluted EPS of $2.73 versus $2.34 in Q2 2025 and $2.10 in Q3 2024
  • Net interest margin of 3.86%, up 14 basis points from 3.72% in Q2 2025
  • Repurchased 155,393 common shares for $21 million in Q3 2025

The filing

CompanyNicolet Bankshares (NIC)
Form8-K, current report
Filed with the SECOct 23, 2025, 4:16 PM ET
Accession number0001174850-25-000054

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 1:38 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 23, 2025.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.