AI brief of an SEC Form 8-K · NATIONAL BANKSHARES INC (NKSH)

National Bankshares Q3 EPS rises to $0.86 from $0.69 on higher net income

Positive Impact 3 of 5 earnings Written later

National Bankshares reported net income of $5.49 million, or $0.86 per diluted share, for the third quarter ended September 30, 2026, up from $4.42 million, or $0.69 per share, a year earlier. For the nine months, net income was $15.50 million, or $2.43 per diluted share, compared with $9.95 million, or $1.56, in the same period of 2025. The results show higher earnings for shareholders, though the company's total assets fell to $1.78 billion from $1.80 billion a year earlier.

Key points

  • Q3 2026 net income $5.49 million, $0.86 per diluted share, vs. $4.42 million, $0.69 per share in Q3 2025
  • Nine-month 2026 net income $15.50 million, $2.43 per diluted share, vs. $9.95 million, $1.56 per share in 2025
  • Net interest margin was 3.21% in Q3 2026, vs. 3.00% in Q2 2026 and 2.72% in Q3 2025
  • Q2 2026 included a $6.57 million gain on sale of an equity investment and a $6.55 million pre-tax loss on a securities portfolio repositioning

The filing

CompanyNATIONAL BANKSHARES INC (NKSH)
Form8-K, current report
Filed with the SECOct 22, 2026, 4:30 PM ET
Accession number0001193125-26-428986

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 8:51 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 22, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.