Flash FinanceUS
Market closed S&P 5007,549.94+2.35% Nasdaq25,253.14+2.74% Dow 3052,389.75+2.15% Russell 20002,840.81+3.15% Nasdaq-10027,907.62+3.40% MidCap 4003,715.23+3.13% SmallCap 6001,722.37+2.89% VIX19.92-22.31% 10Y Yield4.86+0.10% Close of Nov 09, 2026
AI brief of an SEC Form 8-K · NATIONAL BANKSHARES INC (NKSH)

National Bankshares Q3 net income rises to $5.49 million, EPS $0.86 from $0.69

Positive Impact 3 of 5 earnings Written later

National Bankshares furnished an investor presentation on November 3, 2026, covering results for the three and nine months ended September 30, 2026. Third-quarter net income rose to $5.49 million from $4.42 million a year earlier, and diluted EPS rose to $0.86 from $0.69, as net interest margin increased to 3.21% from 2.72%. The presentation is furnished under Item 7.01 rather than filed, and the results point to higher earnings for shareholders.

Key points

  • Q3 2026 net income $5.49 million vs. $4.42 million in Q3 2025
  • Diluted EPS $0.86 vs. $0.69 in Q3 2025
  • Net interest margin 3.21% vs. 2.72%; efficiency ratio 55.90% vs. 58.75%

The filing

CompanyNATIONAL BANKSHARES INC (NKSH)
Form8-K, current report
Filed with the SECNov 3, 2026, 2:00 PM ET
Accession number0001193125-26-445013

Items reported: 7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 8:51 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on November 03, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.