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AI brief of an SEC Form 8-K · NMI Holdings (NMIH)

NMI Holdings Q2 net income rises to $105.8 million, or $1.38 per diluted share

Positive Impact 3 of 5 earnings Written later

NMI Holdings reported net income of $105.8 million, or $1.38 per diluted share, for the quarter ended June 30, 2026, up from $96.2 million, or $1.21 per diluted share, a year earlier and $99.3 million, or $1.28, in the first quarter of 2026. Earnings improved on both comparisons, and the loss ratio fell to 8.3% from 13.3% in the first quarter.

Key points

  • Net income of $105.8 million and diluted EPS of $1.38, compared with $96.2 million and $1.21 in Q2 2025.
  • Loss ratio of 8.3%, compared with 13.3% in Q1 2026 and 9.0% in Q2 2025.
  • Primary insurance-in-force of $227.1 billion at June 30, 2026, up from $214.7 billion a year earlier.
  • Book value per share excluding net unrealized gains and losses was $36.88, up from $32.08 a year earlier.

The filing

CompanyNMI Holdings (NMIH)
Form8-K, current report
Filed with the SECJul 30, 2026, 4:03 PM ET
Accession number0001547903-26-000037

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 1:49 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 30, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.