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AI brief of an SEC Form 8-K · NMI Holdings (NMIH)

NMI Holdings Q3 net income $93.5 million, or $1.23 a share, down from $1.38 in Q2

Mixed Impact 3 of 5 earnings

NMI Holdings reported third-quarter 2026 net income of $93.5 million, or $1.23 per diluted share, for the quarter ended September 30, 2026. That was down from $105.8 million, or $1.38 per share, in the second quarter, but up slightly from $1.22 per share in the third quarter of 2025, while total revenue of $187.6 million was roughly flat sequentially and up from $178.7 million a year earlier.

Key points

  • Diluted EPS was $1.23 versus $1.38 in Q2 2026 and $1.22 in Q3 2025; adjusted diluted EPS was $1.23.
  • Insurance claims and claim expenses were $29.1 million, with a loss ratio of 18.7% versus 8.3% in Q2 2026 and 12.3% in Q3 2025.
  • Book value per share excluding unrealized gains and losses was $38.13, up 14% from $33.32 a year earlier.
  • The company repurchased 626,383 shares for $27.1 million in the quarter and has bought back $435 million since the program began.

The filing

CompanyNMI Holdings (NMIH)
Form8-K, current report
Filed with the SECNov 5, 2026, 4:06 PM ET
Accession number0001547903-26-000042

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 7, 2026, 11:17 PM ET, from this filing only.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.