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AI brief of an SEC Form 8-K · NERDWALLET, INC. (NRDS)

NerdWallet Q2 revenue rises 6% to $197.3 million, but net income falls 48%

Mixed Impact 4 of 5 earnings Written later

NerdWallet reported second-quarter 2026 revenue of $197.3 million, up 6% from a year earlier, while GAAP net income fell 48% to $4.3 million. The company gave third-quarter 2026 revenue guidance of $244-$260 million and adjusted its full-year 2026 GAAP operating income range to $65-$80 million and adjusted EBITDA range to $131-$147 million, so shareholders face mixed results of higher sales and lower profit.

Key points

  • Revenue of $197.3 million, up 6% year-over-year; consumer revenue rose 8% to $175.2 million while SMB revenue fell 11% to $22.1 million
  • GAAP net income of $4.3 million, or $0.07 per diluted share, versus $8.2 million, or $0.11, in the second quarter of 2025
  • Third-quarter 2026 guidance: revenue $244-$260 million, GAAP operating income $22-$30 million, adjusted EBITDA $39-$47 million
  • Full-year 2026 adjusted expectations: GAAP operating income $65-$80 million and adjusted EBITDA $131-$147 million

The filing

CompanyNERDWALLET, INC. (NRDS)
Form8-K, current report
Filed with the SECAug 6, 2026, 4:08 PM ET
Accession number0001625278-26-000059

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 8:53 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on August 06, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.