AI brief of an SEC Form 8-K · NERDWALLET, INC. (NRDS)

NerdWallet Q3 revenue rises 11% to $239.6 million, but net income falls 43%

Mixed Impact 4 of 5 earnings Written later

NerdWallet reported third quarter 2026 revenue of $239.6 million, up 11% from a year earlier, while GAAP net income fell 43% to $14.9 million, or $0.23 per diluted share. The company guided fourth quarter 2026 revenue to $191 million to $203 million, down 13% at the midpoint, and adjusted its full-year 2026 GAAP operating income expectation to $56 million to $62 million.

Key points

Q3 2026 revenue of $239.6 million, up 11% year over year; Consumer revenue $214.5 million, SMB revenue $25.1 million
Q3 GAAP income from operations of $19.4 million, down 44% from $34.4 million; diluted EPS $0.23 versus $0.34
Q4 2026 revenue guidance of $191 million to $203 million, down 13% at the midpoint; Q4 GAAP operating income guided to $2 million to $8 million
Cash and cash equivalents were $73.5 million at September 30, 2026, down from $120.6 million a year earlier

The filing

CompanyNERDWALLET, INC. (NRDS)

Form8-K, current report

Filed with the SECNov 5, 2026, 4:14 PM ET

Accession number0001625278-26-000069

Items reported: 2.02 Results of Operations 7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 8:53 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on November 05, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.