Every material Form 8-K OCEANFIRST FINANCIAL CORP has filed with the SEC since June 29, 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
OceanFirst Financial reported third-quarter 2026 net income available to common stockholders of $16.5 million, or $0.17 per diluted share, down from $17.3 million, or $0.30, a year earlier. Core earnings, which exclude non-core items such as $37.1 million of Flushing merger-related expenses, rose to $46.9 million, or $0.48 per diluted share, from $0.36 a year earlier. The Board also declared a $0.20 per share quarterly dividend payable November 20, 2026.
Q3 2026 net income available to common stockholders was $16.5 million, or $0.17 per diluted share, versus $17.3 million, or $0.30, in Q3 2025 and a net loss of $3.0 million, or $0.04, in the linked quarter.
Core diluted EPS was $0.48 for Q3 2026, up from $0.36 a year earlier and $0.43 in the linked quarter; nine-month GAAP EPS was $0.45 versus $0.94.
The quarter included $37.1 million of non-recurring merger-related expenses for the Flushing acquisition, completed June 1, 2026, equal to $0.30 per share after tax.
The quarterly dividend is $0.20 per share, payable November 20, 2026, to holders of record on November 9, 2026.
OceanFirst Financial reported a net loss of $3.0 million, or $0.04 per diluted share, for the quarter ended June 30, 2026, compared with net income available to common stockholders of $16.2 million, or $0.28 per share, a year earlier. The company said the loss reflects $42.8 million of non-recurring merger-related expenses tied to its June 1, 2026 acquisition of Flushing Financial Corporation, while core earnings rose to $30.5 million, or $0.43 per diluted share, from $17.7 million, or $0.31, a year earlier.
Q2 2026 net loss of $3.0 million, or $0.04 per diluted share, versus net income available to common stockholders of $16.2 million, or $0.28, in Q2 2025
Core earnings of $30.5 million, or $0.43 per diluted share, up from $17.7 million, or $0.31, in the prior year quarter
Flushing Financial acquisition completed June 1, 2026, adding $8.69 billion to total assets and 30 retail branches
Board declared a regular quarterly cash dividend of $0.20 per share, payable August 21, 2026, to holders of record on August 10, 2026
OceanFirst Financial Corp. completed the sale of $1.3 billion of multifamily loans acquired in its recent Flushing Financial acquisition, reducing exposure to rent-regulated properties. The company said the purchase price was consistent with valuation estimates disclosed when the acquisition was announced, and it will report further balance sheet details in its second quarter earnings release.
Sold more than 1,400 multifamily loans with an aggregate balance of $1.3 billion
Rent-regulated collateral accounted for $736 million of the sold portfolio
Exposure to loans with greater than 50% rent-regulated units now less than 2.5% of total assets
Loans were originated by Flushing Bank and acquired through the merger on June 1, 2026
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every OCEANFIRST FINANCIAL CORP filing is on SEC EDGAR ↗. 8-K briefs of other companies →