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AI brief of an SEC Form 8-K · OCEANFIRST FINANCIAL CORP (OCFC)

OceanFirst Q3 GAAP profit falls to $0.17 a share; core earnings rise to $0.48

Mixed Impact 3 of 5 earnings Written later

OceanFirst Financial reported third-quarter 2026 net income available to common stockholders of $16.5 million, or $0.17 per diluted share, down from $17.3 million, or $0.30, a year earlier. Core earnings, which exclude non-core items such as $37.1 million of Flushing merger-related expenses, rose to $46.9 million, or $0.48 per diluted share, from $0.36 a year earlier. The Board also declared a $0.20 per share quarterly dividend payable November 20, 2026.

Key points

  • Q3 2026 net income available to common stockholders was $16.5 million, or $0.17 per diluted share, versus $17.3 million, or $0.30, in Q3 2025 and a net loss of $3.0 million, or $0.04, in the linked quarter.
  • Core diluted EPS was $0.48 for Q3 2026, up from $0.36 a year earlier and $0.43 in the linked quarter; nine-month GAAP EPS was $0.45 versus $0.94.
  • The quarter included $37.1 million of non-recurring merger-related expenses for the Flushing acquisition, completed June 1, 2026, equal to $0.30 per share after tax.
  • The quarterly dividend is $0.20 per share, payable November 20, 2026, to holders of record on November 9, 2026.

The filing

CompanyOCEANFIRST FINANCIAL CORP (OCFC)
Form8-K, current report
Filed with the SECOct 27, 2026, 5:02 PM ET
Accession number0001004702-26-000122

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure8.01 Other Events

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 8:29 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 27, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.