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AI brief of an SEC Form 8-K · OP Bancorp (OPBK)

OP Bancorp Q2 net income rises to $8.0 million, diluted EPS $0.53 on higher revenue

Positive Impact 3 of 5 earnings Written later

OP Bancorp reported preliminary unaudited second-quarter 2026 net income of $8.0 million, or $0.53 per diluted share, up from $7.2 million and $0.48 in the first quarter and from $6.3 million and $0.42 a year earlier. The company also declared a quarterly cash dividend of $0.14 per share, payable August 20, 2026, which shareholders of record on August 6, 2026 will receive.

Key points

  • Revenue was $25.7 million in the second quarter, up from $24.6 million in the first quarter, and net interest margin fell to 3.08% from 3.19%.
  • The company recorded a $149 thousand reversal of provision for credit losses, tied to the payoff of a previously reserved nonaccrual commercial real estate loan.
  • Quarterly cash dividend of $0.14 per share is payable on or about August 20, 2026 to holders of record as of August 6, 2026.

The filing

CompanyOP Bancorp (OPBK)
Form8-K, current report
Filed with the SECJul 23, 2026, 4:28 PM ET
Accession number0001722010-26-000018

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure8.01 Other Events

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 8:53 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 23, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.