OP Bancorp Q3 2026 net income rises to $7.8 million, EPS $0.52, versus $0.53 in Q2
OP Bancorp reported preliminary unaudited third quarter 2026 net income of $7.8 million, or $0.52 per diluted share, down slightly from $8.0 million and $0.53 in the second quarter but up from $6.7 million and $0.45 a year earlier. Revenue rose to $27.5 million from $25.7 million in the prior quarter, driven by higher net interest income, while the company also declared a $0.14 quarterly dividend.
Key points
- Q3 2026 net income $7,763 thousand; diluted EPS $0.52, versus $0.53 in Q2 2026 and $0.45 in Q3 2025
- Revenue $27,502 thousand, up from $25,719 thousand in Q2 2026; net interest margin 3.27%, up from 3.08%
- Provision for credit losses $1,597 thousand, up from a $149 thousand reversal in Q2 2026; nonperforming loans $18,032 thousand
- Quarterly cash dividend of $0.14 per share, payable November 19, 2026, to holders of record November 5, 2026
The filing
Written by AI on Nov 9, 2026, 8:53 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 22, 2026.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.