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AI brief of an SEC Form 8-K · OppFi Inc. (OPFI)

OppFi Q3 revenue falls 3.8% to $149.2 million; adjusted EPS down 20.1% to $0.37

Negative Impact 3 of 5 earnings Written later

OppFi reported third-quarter 2026 results for the period ended September 30, 2026, with total revenue and profit both lower than a year earlier. The company also refined its full-year 2026 guidance, now calling for total revenue of $600 million to $610 million and adjusted EPS of $1.34 to $1.40, and said it launched a new line of credit product during the quarter.

Key points

  • Q3 total revenue was $149.2 million, down 3.8% from $155.1 million a year earlier.
  • Q3 net income attributable to OppFi Inc. was $34.5 million, down 17.2% from $41.6 million; diluted EPS was $0.40 versus $0.77.
  • Q3 adjusted EPS was $0.37, down 20.1% from $0.46; full-year 2026 adjusted EPS guidance is $1.34 to $1.40.

The filing

CompanyOppFi Inc. (OPFI)
Form8-K, current report
Filed with the SECOct 27, 2026, 7:12 PM ET
Accession number0001818502-26-000084

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 11:43 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 27, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.