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AI brief of an SEC Form 8-K · OppFi Inc. (OPFI)

OppFi Withdraws Bank Applications for BNCCORP Deal and Reaffirms 2026 Guidance

Negative Impact 4 of 5 m&a Written later

OppFi withdrew its applications to the OCC, Federal Reserve and FDIC for its proposed acquisition of BNCCORP, Inc. and BNC National Bank. The Merger Agreement dated April 28, 2026 has not been terminated and remains in effect, but the withdrawal means the regulatory path to completing the deal is now uncertain. OppFi also reaffirmed its revised full-year 2026 guidance.

Key points

  • OppFi withdrew applications to the Office of the Comptroller of the Currency, the Federal Reserve and the FDIC related to the BNCCORP, Inc. (OTCQX: BNCC) acquisition.
  • The Merger Agreement dated April 28, 2026 has not been terminated and remains in effect as of the filing date.
  • OppFi said it did not have a meaningful opportunity to address regulators' potential concerns and intends to engage regulators on clearer standards.
  • Full-year 2026 guidance reaffirmed: total revenue of $600 million to $610 million and adjusted EPS of $1.34 to $1.40.

The filing

CompanyOppFi Inc. (OPFI)
Form8-K, current report
Filed with the SECNov 3, 2026, 8:36 AM ET
Accession number0001818502-26-000094

Items reported: 7.01 Regulation FD Disclosure8.01 Other Events

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 11:43 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on November 03, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.