AI brief of an SEC Form 8-K · Provident Financial Services (PFS)

Provident Financial Services Q3 core EPS $0.65; reported net income $69.2 million

Mixed Impact 3 of 5 earnings

Provident Financial Services furnished presentation slides under Form 8-K to accompany its third quarter 2026 earnings release, which the company said will be filed October 29, 2026. The slides show core diluted EPS of $0.65 and reported net income of $69.2 million, down from $71.7 million a year earlier, mainly because of a $17.5 million one-time loss on extinguishment of debt. Shareholders see improved core profitability alongside lower reported earnings.

Key points

  • Core diluted EPS of $0.65; core ROAA 1.30% and core ROATCE 16.57% for the quarter
  • Reported net income of $69.2 million, compared with $78.1 million in Q2 2026 and $71.7 million in Q3 2025
  • Non-interest expense of $140.7 million included a $17.5 million loss on extinguishment of debt
  • Guidance for Q4 2026 non-interest expense of $118 million to $120 million, excluding non-recurring systems conversion costs

The filing

CompanyProvident Financial Services (PFS)
Form8-K, current report
Filed with the SECOct 29, 2026, 12:45 PM ET
Accession number0001628280-26-068111

Items reported: 7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 7, 2026, 11:17 PM ET, from the text of the filing and its press-release exhibits only.

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.