Flash FinanceUS
Market closed · weekend S&P 5007,376.86+0.31% Nasdaq24,579.42+1.09% Dow 3051,285.73-0.46% Russell 20002,754.11+0.89% Nasdaq-10026,989.99+1.35% MidCap 4003,602.50+0.56% SmallCap 6001,673.98+0.05% VIX25.64-9.01% 10Y Yield4.86+0.45% Close of Nov 06, 2026

Provident Financial Services, Inc. (PFS)

NYSE Financials Regional Banks S&P SmallCap 600
$22.96
+0.02 (+0.09%)
Close of Nov 06, 2026 · end-of-day data
Source: Provident Financial Services, Inc.'s 10-K / 10-Q XBRL data on SEC EDGAR · fetched Nov 06, 2026

Revenue, net income & free cash flow

Income statement

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue$35.90M$36.48M$37.28M$41.35M$45.53M$57.56M$54.99M$57.52M$68.29M$73.11M
Interest expense$43.75M$45.64M$59.15M$73.50M$50.74M$36.32M$48.63M$216.37M——
Pre-tax income$124.78M$140.48M$143.92M$147.09M$127.55M$227.12M$240.11M$175.78M$149.62M$408.16M
Income tax$36.98M$46.53M$25.53M$34.45M$30.60M$59.20M$64.46M$47.38M$34.09M$117.00M
Net income$87.80M$93.95M$118.39M$112.63M$96.95M$167.92M$175.65M$128.40M$115.53M$291.16M
EPS (basic)$1.38$1.46$1.82$1.74$1.39$2.20$2.35$1.72$1.05$2.23
EPS (diluted)$1.38$1.45$1.82$1.74$1.39$2.19$2.35$1.71$1.05$2.23
Diluted shares63.85M64.58M65.10M64.73M69.63M76.56M74.78M74.87M109.71M130.51M
Net margin244.6%257.5%317.5%272.4%212.9%291.7%319.4%223.2%169.2%398.3%

Balance sheet

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents$144.30M$190.83M$104.68M$145.75M$418.05M$685.16M$186.44M$180.19M$205.87M$209.06M
Goodwill$411.60M$411.60M$411.60M$420.56M$443.00M$443.62M$443.62M$443.62M$624.07M$624.07M
Total assets$9.50B$9.85B$9.73B$9.81B$12.92B$13.78B$13.78B$14.21B$24.05B$24.98B
Total liabilities$8.25B$8.55B$8.37B$8.39B$11.30B$12.08B$12.19B$12.52B$21.45B$22.15B
Shareholders' equity$1.25B$1.30B$1.36B$1.41B$1.62B$1.70B$1.60B$1.69B$2.60B$2.83B

Cash flow

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow$127.31M$117.22M$155.72M$136.93M$103.30M$156.81M$200.31M$173.40M$426.38M$442.26M
Capital expenditures$5.00M$3.23M$3.16M$4.88M$12.82M$13.80M$9.41M$7.49M$1.31M$11.54M
Free cash flow$122.31M$113.99M$152.56M$132.04M$90.48M$143.01M$190.90M$165.91M$425.07M$430.73M
Investing cash flow-$580.80M-$306.34M$46.70M$42.87M-$504.37M-$716.57M-$647.56M-$469.60M$507.67M-$1.05B
Financing cash flow$495.56M$235.65M-$250.60M-$135.71M$746.68M$739.86M-$78.70M$289.95M-$908.37M$615.62M
Dividends paid$45.37M$59.98M$53.60M$72.81M$65.82M$71.48M$72.02M$72.45M$100.96M$125.91M
Share buybacks$1.56M$443.00K$13.17M$19.87M$21.16M$20.71M$46.53M$0$0$0
Depreciation & amortization$12.76M$11.62M$10.10M$10.39M$11.01M$12.66M$13.08M$11.70M$41.50M$51.32M

Quarterly figures are rebuilt from the year-to-date totals companies report — Q4 is the full year minus the first nine months, since no 10-Q is filed for it. Values are as filed; later restatements replace earlier ones. Fiscal years are labelled by the calendar year in which they end.