Provident Financial Services reported third-quarter 2026 net income of $69.2 million, or $0.53 per share, down from $78.1 million, or $0.60 per share, in the prior quarter, and from $71.7 million, or $0.55 per share, a year earlier. Results included a $17.5 million one-time loss on extinguishment of debt, and excluding that and other one-time costs, core net income was $84.3 million, or $0.65 per share.
Net income was $69.2 million, or $0.53 per share, for the quarter ended September 30, 2026, versus $78.1 million, or $0.60 per share, in the June 30, 2026 quarter and $71.7 million, or $0.55 per share, a year earlier.
A $17.5 million one-time loss on extinguishment of debt, $3.7 million of core conversion costs and $465,000 of branch restructuring expenses affected the quarter; excluding these, core net income was $84.3 million, or $0.65 per share.
Net interest income reached a record $208.0 million, up $13.7 million from a year earlier, and net interest margin was 3.50%, compared with 3.43% a year earlier.
For the nine months ended September 30, 2026, net income totaled $226.7 million, or $1.74 per share, compared with $207.7 million, or $1.59 per share, for the same period in 2025.
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From Provident Financial Services, Inc.'s 10-Q and 10-K filings (SEC XBRL). YoY compares each quarter with the same quarter a year earlier; it is blank when the year-ago figure is missing or negative.
Annual results
Fiscal year
Revenue
Growth
EPS (diluted)
Growth
Net margin
FY2025
$73.11M
+7.1%
$2.23
+112.4%
398.3%
FY2024
$68.29M
+18.7%
$1.05
-38.6%
169.2%
FY2023
$57.52M
+4.6%
$1.71
-27.2%
223.2%
FY2022
$54.99M
-4.5%
$2.35
+7.3%
319.4%
FY2021
$57.56M
+26.4%
$2.19
+57.6%
291.7%
Frequently asked questions
When is Provident Financial Services's next earnings date?
Provident Financial Services has not announced a report date within the next three weeks. US companies usually report three to six weeks after each quarter ends; this page updates as soon as the date is on the calendar.
What did Provident Financial Services earn last quarter?
For the quarter ended Sep 2026, Provident Financial Services reported diluted EPS of $0.53 (-3.6% year over year) on revenue of $19.13M (+7.4%).
Where do these numbers come from?
Reported revenue, net income and EPS come from the company's own 10-Q and 10-K filings with the SEC (XBRL data). The report date and consensus estimate come from the Nasdaq earnings calendar.
Not investment advice. Figures can be restated by the company in later filings.