AI brief of an SEC Form 8-K · Progressive (PGR)

Progressive November net income falls 5% to $958 million as premiums written rise 11%

Mixed Impact 3 of 5 earnings Written later

Progressive reported November 2025 results in a news release furnished under Regulation FD. Net income fell 5% year over year to $958 million, or $1.63 per share, while net premiums written rose 11% to $6,193 million and the combined ratio worsened to 87.1 from 85.6. Year-to-date net income through November was $10,161 million, up from $7,538 million a year earlier.

Key points

  • November net income was $958 million, down 5% from $1,006 million in November 2024.
  • November net premiums written rose 11% to $6,193 million; net premiums earned rose 14% to $6,894 million.
  • The November combined ratio was 87.1, compared with 85.6 a year earlier, a 1.5-point increase.
  • Year-to-date net income was $10,161 million, compared with $7,538 million for the same period in 2024.

The filing

CompanyProgressive (PGR)
Form8-K, current report
Filed with the SECDec 17, 2025, 12:21 PM ET
Accession number0000080661-25-000142

Items reported: 7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 2:16 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on December 17, 2025.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.