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AI brief of an SEC Form 8-K · Pagaya Technologies Ltd. (PGY)

Pagaya shares borrower characteristics for personal and auto loan portfolios

Neutral Impact 2 of 5 other Written later

On October 5, 2026, Pagaya Technologies furnished an investor presentation with historical characteristics of borrowers facilitated by its network, attached as Exhibit 99.1. The filing contains no financial results, guidance, or transaction terms, and the information is furnished under Regulation FD rather than filed under the Exchange Act.

Key points

  • Personal loan portfolio: average loan size about $11K, weighted average credit score 662, average borrower annual income about $125K, data as of July 2026
  • Auto loan portfolio: average loan size $37K, weighted average credit score 594, weighted average LTV 124%, average borrower income $88K, data as of July 2026
  • Filing was signed by CFO Jonathan Dobres and cites Exhibit 99.1 as the only exhibit

The filing

CompanyPagaya Technologies Ltd. (PGY)
Form8-K, current report
Filed with the SECOct 5, 2026, 8:51 AM ET
Accession number0001628280-26-064763

Items reported: 7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 11:44 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 05, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.