Pagaya Q3 GAAP net income rises to $50 million; raises full-year net income outlook
Pagaya reported third-quarter 2026 GAAP net income attributable to shareholders of $50 million, up $27 million from a year earlier and above its $42 million to $52 million outlook. The company also raised its full-year 2026 GAAP net income guidance to $162 million to $182 million, while total revenue and other income rose 12% to $390 million.
Key points
- GAAP net income attributable to Pagaya shareholders of $50 million for Q3 2026, up $27 million year-over-year, versus an outlook of $42 million to $52 million
- Total revenue and other income of $390 million, up 12% year-over-year; network volume of $3.6 billion, up 29%
- Adjusted EBITDA of $130 million, up 22% year-over-year, versus an outlook of $120 million to $130 million
- Full-year 2026 GAAP net income outlook of $162 million to $182 million; fourth-quarter GAAP net income outlook of $42 million to $62 million
The filing
Written by AI on Nov 9, 2026, 11:45 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 29, 2026.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.