PNC Reports Q3 2025 Net Income of $1.8 Billion, $4.35 Diluted EPS
PNC reported third quarter 2025 net income of $1.8 billion, or $4.35 diluted EPS, up from $3.85 in the second quarter and $3.49 a year earlier, with total revenue of $5.9 billion, up 4% from the prior quarter. The company also reiterated its pending $4.1 billion acquisition of FirstBank, expected to close in early 2026, and returned $1.0 billion of capital to shareholders in the quarter.
Key points
- Net income of $1.8 billion and diluted EPS of $4.35, versus $1.6 billion and $3.85 in 2Q25
- Total revenue of $5.9 billion, up $254 million or 4% from 2Q25; noninterest income rose 8%
- Provision for credit losses fell to $167 million from $254 million; net loan charge-offs were $179 million
- Quarterly dividend of $1.70 per share declared October 2, 2025, payable November 5, 2025
The filing
Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 1:21 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 15, 2025.
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.