Source: PNC Financial Services's 10-K / 10-Q XBRL data on SEC EDGAR · fetched Nov 04, 2026
Revenue, net income & free cash flow
Income statement
fiscal years · USD
Fiscal year
FY2016
FY2017
FY2018
FY2019
FY2020
FY2021
FY2022
FY2023
FY2024
FY2025
Revenue
$15.16B
$15.25B
$16.19B
$16.84B
$16.90B
$19.21B
$21.12B
$21.49B
$21.55B
$23.10B
Interest expense
$1.26B
$1.71B
$2.86B
$3.80B
$1.36B
$487.00M
$2.42B
$10.39B
—
—
Pre-tax income
$5.25B
$4.41B
$5.49B
$5.49B
$3.43B
$6.99B
$7.47B
$6.74B
$7.24B
$8.49B
Income tax
$1.27B
-$185.00M
$928.00M
$901.00M
$426.00M
$1.26B
$1.36B
$1.09B
$1.29B
$1.49B
Net income
$3.66B
$4.27B
$4.25B
$4.28B
$2.72B
$5.41B
$5.71B
$5.13B
$5.50B
$6.58B
EPS (basic)
$7.42
$10.49
$10.79
$11.43
$16.99
$12.71
$13.86
$12.80
$13.76
$16.60
EPS (diluted)
$7.30
$10.36
$10.71
$11.39
$16.96
$12.70
$13.85
$12.79
$13.74
$16.59
Diluted shares
500.00M
486.00M
470.00M
448.00M
427.00M
426.00M
412.00M
401.00M
400.00M
396.00M
Net margin
24.2%
28.0%
26.3%
25.4%
16.1%
28.2%
27.0%
23.9%
25.5%
28.5%
Balance sheet
fiscal years · USD
Fiscal year
FY2016
FY2017
FY2018
FY2019
FY2020
FY2021
FY2022
FY2023
FY2024
FY2025
Cash & equivalents
—
$5.25B
$5.61B
$5.06B
$7.02B
$82.25B
$34.36B
$50.73B
$46.25B
$39.71B
Goodwill
$9.10B
$9.17B
$9.22B
$9.23B
$9.23B
$10.92B
$10.99B
$10.93B
$10.93B
$10.96B
Total assets
$366.38B
$380.77B
$382.31B
$410.30B
$466.68B
$557.19B
$557.26B
$561.58B
$560.04B
$573.57B
Long-term debt
—
—
—
—
—
—
$58.73B
$72.74B
$61.67B
$57.10B
Total debt
—
—
—
—
—
—
$58.73B
$72.74B
$61.67B
$57.10B
Total liabilities
$319.53B
$333.18B
$334.55B
$360.95B
$412.64B
$501.46B
$511.45B
$510.44B
$505.57B
$512.94B
Shareholders' equity
$45.70B
$47.51B
$47.73B
$49.31B
$54.01B
$55.70B
$45.77B
$51.10B
$54.42B
$60.59B
Cash flow
fiscal years · USD
Fiscal year
FY2016
FY2017
FY2018
FY2019
FY2020
FY2021
FY2022
FY2023
FY2024
FY2025
Operating cash flow
$3.50B
$5.58B
$7.84B
$7.36B
$4.66B
$7.21B
$9.08B
$10.11B
$7.88B
$4.38B
Free cash flow
$3.50B
$5.58B
$7.84B
$7.36B
$4.66B
$7.21B
$9.08B
$10.11B
$7.88B
$4.38B
Investing cash flow
-$7.31B
-$14.89B
-$3.97B
-$24.99B
-$51.12B
-$2.79B
-$60.36B
$10.11B
-$3.23B
-$15.62B
Financing cash flow
$4.62B
$9.69B
-$3.51B
$17.08B
$48.42B
-$3.43B
$3.38B
-$3.85B
-$9.12B
$4.70B
Dividends paid
$1.06B
$1.27B
$1.60B
$1.90B
$1.98B
$2.06B
$2.39B
$2.46B
$2.54B
$2.63B
Share buybacks
$2.06B
$2.45B
$2.88B
$3.58B
$1.62B
$1.08B
$3.73B
$651.00M
$687.00M
$1.34B
Stock-based compensation
$200.00M
$200.00M
—
—
—
—
—
—
—
—
Depreciation & amortization
$843.00M
$921.00M
$940.00M
$1.03B
$983.00M
$1.07B
$1.14B
$1.15B
$259.00M
$381.00M
Income statement
quarters · USD
Quarter ended
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Sep 2026
Revenue
$5.36B
$5.14B
$5.41B
$5.43B
$5.57B
$5.45B
$5.66B
$5.92B
$6.07B
$6.17B
$6.88B
$6.56B
Interest expense
$3.10B
$3.24B
—
—
—
—
—
—
—
—
—
—
Pre-tax income
$1.05B
$1.66B
$1.82B
$1.86B
$1.91B
$1.85B
$2.02B
$2.29B
$2.33B
$2.19B
$2.59B
$2.62B
Income tax
$172.00M
$312.00M
$342.00M
$357.00M
$278.00M
$347.00M
$381.00M
$465.00M
$296.00M
$415.00M
$531.00M
$525.00M
Net income
$740.00M
$1.24B
$1.35B
$1.40B
$1.50B
$1.40B
$1.63B
$1.81B
$1.92B
$1.68B
$2.04B
$2.08B
EPS (basic)
$1.85
$3.10
$3.39
$3.50
$3.77
$3.52
$3.86
$4.36
$4.87
$4.13
$4.82
$4.98
EPS (diluted)
$1.85
$3.10
$3.39
$3.49
$3.76
$3.51
$3.85
$4.35
$4.87
$4.13
$4.81
$4.97
Diluted shares
0
400.00M
400.00M
400.00M
0
398.00M
397.00M
396.00M
-1.00M
405.00M
403.00M
401.00M
Net margin
13.8%
24.1%
25.0%
25.7%
27.0%
25.7%
28.7%
30.6%
31.7%
27.2%
29.7%
31.7%
Balance sheet
quarters · USD
Quarter ended
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Sep 2026
Cash & equivalents
$50.73B
$59.55B
$39.28B
$41.19B
$46.25B
$38.40B
$30.39B
$38.87B
$39.71B
$31.70B
$28.75B
$30.43B
Goodwill
$10.93B
$10.93B
$10.93B
$10.93B
$10.93B
$10.93B
$10.93B
$10.96B
$10.96B
$13.28B
$13.32B
$13.32B
Total assets
$561.58B
$566.16B
$556.52B
$564.88B
$560.04B
$554.72B
$559.11B
$568.77B
$573.57B
$603.03B
$616.03B
$627.82B
Long-term debt
$72.74B
$72.71B
$71.39B
$68.07B
$61.67B
$60.72B
$60.42B
$62.34B
$57.10B
$66.67B
$85.72B
$79.76B
Total debt
$72.74B
$72.71B
$71.39B
$68.07B
$61.67B
$60.72B
$60.42B
$62.34B
$57.10B
$66.67B
$85.72B
$79.76B
Total liabilities
$510.44B
$514.79B
$503.84B
$509.15B
$505.57B
$498.27B
$501.45B
$509.73B
$512.94B
$539.35B
$551.97B
$565.41B
Shareholders' equity
$51.10B
$51.34B
$52.64B
$55.69B
$54.42B
$56.41B
$57.61B
$58.99B
$60.59B
$63.63B
$64.01B
$62.35B
Cash flow
quarters · USD
Quarter ended
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Sep 2026
Operating cash flow
$4.86B
$1.76B
$1.03B
$3.29B
$1.80B
-$509.00M
$1.48B
$2.66B
$757.00M
$1.93B
$2.15B
$3.06B
Free cash flow
$4.86B
$1.76B
$1.03B
$3.29B
$1.80B
-$509.00M
$1.48B
$2.66B
$757.00M
$1.93B
$2.15B
$3.06B
Investing cash flow
-$2.35B
$3.44B
-$10.03B
-$3.78B
$7.13B
-$980.00M
-$11.71B
-$820.00M
-$2.11B
-$10.59B
-$15.06B
-$12.20B
Financing cash flow
$1.42B
$3.62B
-$11.27B
$2.40B
-$3.87B
-$6.36B
$2.22B
$6.64B
$2.19B
$644.00M
$9.96B
$10.81B
Dividends paid
$624.00M
$624.00M
$623.00M
$646.00M
$644.00M
$639.00M
$642.00M
$678.00M
$676.00M
$696.00M
$691.00M
$809.00M
Share buybacks
$52.00M
$223.00M
$113.00M
$130.00M
$221.00M
$262.00M
$336.00M
$334.00M
$406.00M
$796.00M
$622.00M
$566.00M
Depreciation & amortization
$299.00M
$280.00M
$285.00M
$281.00M
$164.00M
$90.00M
$82.00M
$101.00M
$108.00M
$66.00M
$107.00M
$127.00M
Quarterly figures are rebuilt from the year-to-date totals companies report — Q4 is the full year minus the first nine months, since no 10-Q is filed for it. Values are as filed; later restatements replace earlier ones. Fiscal years are labelled by the calendar year in which they end.