PNC Financial Services (PNC)

NYSE Financials Diversified Banks S&P 500
$225.38
-1.37 (-0.60%)
Close of Nov 06, 2026 · end-of-day data
Source: PNC Financial Services's 10-K / 10-Q XBRL data on SEC EDGAR · fetched Nov 04, 2026

Revenue, net income & free cash flow

Income statement

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue$15.16B$15.25B$16.19B$16.84B$16.90B$19.21B$21.12B$21.49B$21.55B$23.10B
Interest expense$1.26B$1.71B$2.86B$3.80B$1.36B$487.00M$2.42B$10.39B——
Pre-tax income$5.25B$4.41B$5.49B$5.49B$3.43B$6.99B$7.47B$6.74B$7.24B$8.49B
Income tax$1.27B-$185.00M$928.00M$901.00M$426.00M$1.26B$1.36B$1.09B$1.29B$1.49B
Net income$3.66B$4.27B$4.25B$4.28B$2.72B$5.41B$5.71B$5.13B$5.50B$6.58B
EPS (basic)$7.42$10.49$10.79$11.43$16.99$12.71$13.86$12.80$13.76$16.60
EPS (diluted)$7.30$10.36$10.71$11.39$16.96$12.70$13.85$12.79$13.74$16.59
Diluted shares500.00M486.00M470.00M448.00M427.00M426.00M412.00M401.00M400.00M396.00M
Net margin24.2%28.0%26.3%25.4%16.1%28.2%27.0%23.9%25.5%28.5%

Balance sheet

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents—$5.25B$5.61B$5.06B$7.02B$82.25B$34.36B$50.73B$46.25B$39.71B
Goodwill$9.10B$9.17B$9.22B$9.23B$9.23B$10.92B$10.99B$10.93B$10.93B$10.96B
Total assets$366.38B$380.77B$382.31B$410.30B$466.68B$557.19B$557.26B$561.58B$560.04B$573.57B
Long-term debt——————$58.73B$72.74B$61.67B$57.10B
Total debt——————$58.73B$72.74B$61.67B$57.10B
Total liabilities$319.53B$333.18B$334.55B$360.95B$412.64B$501.46B$511.45B$510.44B$505.57B$512.94B
Shareholders' equity$45.70B$47.51B$47.73B$49.31B$54.01B$55.70B$45.77B$51.10B$54.42B$60.59B

Cash flow

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow$3.50B$5.58B$7.84B$7.36B$4.66B$7.21B$9.08B$10.11B$7.88B$4.38B
Free cash flow$3.50B$5.58B$7.84B$7.36B$4.66B$7.21B$9.08B$10.11B$7.88B$4.38B
Investing cash flow-$7.31B-$14.89B-$3.97B-$24.99B-$51.12B-$2.79B-$60.36B$10.11B-$3.23B-$15.62B
Financing cash flow$4.62B$9.69B-$3.51B$17.08B$48.42B-$3.43B$3.38B-$3.85B-$9.12B$4.70B
Dividends paid$1.06B$1.27B$1.60B$1.90B$1.98B$2.06B$2.39B$2.46B$2.54B$2.63B
Share buybacks$2.06B$2.45B$2.88B$3.58B$1.62B$1.08B$3.73B$651.00M$687.00M$1.34B
Stock-based compensation$200.00M$200.00M————————
Depreciation & amortization$843.00M$921.00M$940.00M$1.03B$983.00M$1.07B$1.14B$1.15B$259.00M$381.00M

Quarterly figures are rebuilt from the year-to-date totals companies report — Q4 is the full year minus the first nine months, since no 10-Q is filed for it. Values are as filed; later restatements replace earlier ones. Fiscal years are labelled by the calendar year in which they end.