Every material Form 8-K Presurance Holdings, Inc. has filed with the SEC since May 14, 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Presurance Holdings reported second-quarter 2026 net income of $2.5 million, up from $2.1 million a year earlier, while earnings per share fell to $0.68 from $1.17 as the weighted share count rose to 3,746,114 from 1,746,125. Gross written premiums fell 38.0% to $13.1 million, and management attributed the decline to underwriting discipline and the runoff of commercial lines.
Q2 2026 net income was $2.5 million ($0.68 per share) versus $2.1 million ($1.17 per share) in Q2 2025
Combined ratio improved to 69.5% from 121.1%; six-month combined ratio was 86.4% versus 131.2%
Gross written premiums fell 38.0% to $13.1 million; net earned premiums fell 28.8% to $6.8 million
Book value was $7.41 per share at June 30, 2026, compared with $16.15 a year earlier
Presurance Holdings filed a certificate of amendment on May 28, 2026 to carry out a 1-for-7 reverse split of its common stock, which the Board approved on May 11, 2026. The split was authorized by stockholders in 2025 to help the company meet Nasdaq Capital Market continued listing requirements, and it reduces outstanding shares from about 26.2 million to about 3.7 million.
Reverse split takes effect at 5:00 p.m. Eastern Time on June 1, 2026, with split-adjusted trading on Nasdaq beginning June 2, 2026
Every 7 outstanding shares will be combined into one share; fractional shares will be paid in cash based on the last closing price before the split
Outstanding shares fall from about 26.2 million to about 3.7 million; authorized shares remain at 100 million
Ticker stays PRHI; new CUSIP is 20731J 409; transfer agent Equiniti Trust Company, LLC will act as exchange agent
Presurance Holdings reported first quarter 2026 results on May 13, 2026. Net income rose to $2.6 million from $522,000 as loss ratios improved, but gross written premiums fell 29.1% as the company exited commercial lines, and adjusted operating income was a loss of $2.8 million. The filing shows a smaller premium base and a combined ratio of 105.7%, which is still above the 100% level that indicates an underwriting profit.
Net income of $2.6 million, or $0.15 per share, versus $522,000, or $0.04 per share, in the first quarter of 2025
Gross written premiums fell 29.1% to $11.5 million, reflecting the exit from legacy commercial lines
Loss ratio improved to 56.2% from 89.7%; combined ratio was 105.7% versus 140.5%
Adjusted operating loss of $2.8 million, or $0.16 per share, versus a loss of $3.7 million, or $0.30 per share, a year earlier
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every Presurance Holdings, Inc. filing is on SEC EDGAR ↗. 8-K briefs of other companies →