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AI brief of an SEC Form 8-K · Presurance Holdings, Inc. (PRHI)

Presurance Holdings Q2 net income rises 23.6% to $2.5 million; premiums fall 38%

Mixed Impact 3 of 5 earnings Written later

Presurance Holdings reported second-quarter 2026 net income of $2.5 million, up from $2.1 million a year earlier, while earnings per share fell to $0.68 from $1.17 as the weighted share count rose to 3,746,114 from 1,746,125. Gross written premiums fell 38.0% to $13.1 million, and management attributed the decline to underwriting discipline and the runoff of commercial lines.

Key points

  • Q2 2026 net income was $2.5 million ($0.68 per share) versus $2.1 million ($1.17 per share) in Q2 2025
  • Combined ratio improved to 69.5% from 121.1%; six-month combined ratio was 86.4% versus 131.2%
  • Gross written premiums fell 38.0% to $13.1 million; net earned premiums fell 28.8% to $6.8 million
  • Book value was $7.41 per share at June 30, 2026, compared with $16.15 a year earlier

The filing

CompanyPresurance Holdings, Inc. (PRHI)
Form8-K, current report
Filed with the SECAug 14, 2026, 8:47 AM ET
Accession number0001193125-26-350625

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 8:38 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on August 14, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.