AI brief of an SEC Form 8-K · Renasant (RNST)

Renasant Q1 2025 net income $41.5 million, diluted EPS $0.65 vs $0.70 a year earlier

Mixed Impact 3 of 5 earnings Written later

Renasant reported first-quarter 2025 net income of $41.5 million, or $0.65 per diluted share, down from $44.7 million in the fourth quarter of 2024 and $39.4 million in the first quarter of 2024. Adjusted diluted EPS, a non-GAAP measure, was $0.66, compared with $0.65 a year earlier. The company completed its merger with The First Bancshares, Inc. on April 1, 2025, which the filing says adds about $8.0 billion in assets before purchase accounting adjustments.

Key points

  • Net interest margin rose to 3.45%, up 9 basis points from the fourth quarter of 2024, and net interest income was $137.4 million on a fully tax-equivalent basis.
  • Provision for credit losses was $4.8 million, up $2.6 million from the prior quarter.
  • No shares were repurchased in the first quarter under the $100.0 million buyback program, which runs through October 2025.
  • The quarterly cash dividend was $0.22 per share, unchanged from prior periods shown.

The filing

CompanyRenasant (RNST)
Form8-K, current report
Filed with the SECApr 22, 2025, 4:35 PM ET
Accession number0000715072-25-000137

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 1:38 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on April 22, 2025.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.