Renasant Q3 net income rises to $59.8 million, or $0.63 per diluted share, from $0.01 in Q2
Renasant reported third-quarter 2025 net income of $59.8 million, or $0.63 per diluted share, up from $1.0 million, or $0.01, in the second quarter, which included a $50.0 million after-tax Day 1 acquisition provision. Adjusted diluted EPS, a non-GAAP measure, was $0.77, compared with $0.69 in the prior quarter and $0.70 a year earlier. The company also approved a new $150.0 million stock repurchase program effective October 28, 2025, replacing an expired $100.0 million program.
Key points
- Net income $59.8 million and diluted EPS $0.63 for Q3 2025, versus $1.0 million and $0.01 in Q2 2025; Q3 included $17.5 million of merger and conversion related expenses
- Net interest income (fully tax equivalent) $228.1 million, up $5.4 million linked quarter; noninterest income $46.0 million, down from $48.3 million
- Loans increased $462.1 million linked quarter; deposits decreased $158.1 million, mainly due to public fund seasonality
- Nonperforming loans rose to 0.90% of total loans from 0.76% at June 30, 2025; provision for credit losses was $10.5 million versus $81.3 million in Q2
The filing
Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 1:38 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 28, 2025.
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.