Southside Bancshares Q2 net income falls 11.6% to $21.8 million
Southside Bancshares reported second-quarter 2025 net income of $21.8 million and diluted earnings of $0.72 per share, both down from the same quarter of 2024, with noninterest expense and credit loss provisions rising. Linked to the first quarter, net income rose slightly from $21.5 million, and the tax-equivalent net interest margin increased nine basis points to 2.95%.
Key points
- Net income was $21.8 million, down $2.9 million or 11.6% from $24.7 million a year earlier
- Diluted earnings per share were $0.72, down 11.1% from $0.81 in the second quarter of 2024
- Tax-equivalent net interest margin rose nine basis points linked quarter to 2.95%
- Noninterest expense included a one-time $1.2 million charge for demolishing an old branch facility
The filing
Written by AI on Nov 8, 2026, 6:59 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 24, 2025.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.