AI brief of an SEC Form 8-K · Southside Bancshares (SBSI)

Southside Bancshares Q3 profit falls 76% to $4.9 million on $24.4 million securities loss

Mixed Impact 4 of 5 earnings Written later

Southside Bancshares reported third-quarter 2025 net income of $4.9 million, down 76.1% from $20.5 million a year earlier, and diluted EPS of $0.16 versus $0.68. The decline was driven by a $24.4 million net loss on the sale of available-for-sale securities, while net interest income rose 0.5% year over year to $55.7 million.

Key points

  • Q3 2025 net income $4.9 million vs. $20.5 million in Q3 2024; diluted EPS $0.16 vs. $0.68
  • Net loss on sale of AFS securities of $24.4 million, from about $325 million of securities sold, mostly in September
  • Net interest income $55.7 million, up $0.3 million (0.5%) year over year; net interest margin 2.81%
  • Board increased the buyback authorization by 1.0 million shares on October 16, 2025, to a total of 2.0 million shares

The filing

CompanySouthside Bancshares (SBSI)
Form8-K, current report
Filed with the SECOct 23, 2025, 5:47 PM ET
Accession number0000705432-25-000203

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 6:59 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 23, 2025.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.