Every material Form 8-K SMARTFINANCIAL INC. has filed with the SEC since July 20, 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
SmartFinancial's board declared a regular quarterly cash dividend of $0.09 per share on October 30, 2026. The dividend is payable December 1, 2026, to shareholders of record at the close of business on November 16, 2026. The filing describes it as a regular quarterly dividend and does not include earnings or guidance.
Quarterly cash dividend of $0.09 per share declared October 30, 2026
Payable December 1, 2026
Record date is the close of business on November 16, 2026
SmartFinancial reported third-quarter 2026 net income of $18.6 million, or $1.10 per diluted share, up from $13.7 million, or $0.81 per share, a year earlier and $16.3 million, or $0.96 per share, in the prior quarter. Loan and lease growth of $174 million and core deposit growth of $163 million supported the results, while a lower net interest margin and higher noninterest expense partly offset those gains.
Net income of $18.6 million and diluted EPS of $1.10, compared with $16.3 million and $0.96 in Q2 2026 and $13.7 million and $0.81 in Q3 2025.
Tax equivalent net interest margin of 3.45%, down from 3.52% in the prior quarter, primarily due to higher funding costs.
Noninterest expense rose $2.4 million to $36.4 million, and income tax expense included a $2.6 million benefit from the purchase of transferable energy tax credits.
Net organic loan and lease growth of $174 million and core deposit growth of $163 million in the quarter.
SmartFinancial reported second-quarter 2026 net income of $16.3 million, or $0.96 per diluted share, up from $11.7 million, or $0.69, a year earlier and from $13.7 million, or $0.81, in the first quarter. The company also declared a quarterly cash dividend of $0.09 per share, payable August 17, 2026, to holders of record on July 31, 2026.
Q2 2026 net income of $16.3 million, or $0.96 per diluted share, versus $0.69 in Q2 2025 and $0.81 in Q1 2026
Net organic loan and lease growth of $165 million, a 15% annualized quarter-over-quarter increase
Quarterly cash dividend of $0.09 per share, payable August 17, 2026, to shareholders of record on July 31, 2026
Total assets surpassed $6 billion during the quarter, reaching $6.12 billion at June 30, 2026
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every SMARTFINANCIAL INC. filing is on SEC EDGAR ↗. 8-K briefs of other companies →