Every material Form 8-K SoFi Technologies, Inc. has filed with the SEC since April 29, 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
SoFi Technologies reported third-quarter 2026 results on October 27, 2026, with GAAP net revenue of $1.4 billion, up 44% from a year earlier, and net income of $241.0 million, or $0.18 per diluted share. The company raised its 2026 adjusted net revenue and adjusted EBITDA expectations and introduced a 2027 outlook, which points to continued growth in revenue and earnings.
Q3 2026 GAAP net revenue of $1.4 billion, up 44% from $961.6 million in Q3 2025
Net income of $241.0 million, or $0.18 diluted EPS, versus $139.4 million and $0.11 a year earlier
2026 guidance raised to about $5.04 billion adjusted net revenue and $1.66 billion adjusted EBITDA
2027 outlook of about $6.4 billion adjusted net revenue and $2.24 billion adjusted EBITDA
SoFi Technologies reported second-quarter 2026 results on July 29, 2026, with GAAP net revenue of $1.2 billion, up 43% from a year earlier, and net income of $156.6 million, or $0.12 per diluted share, compared with $0.08 a year earlier. The company raised its full-year 2026 adjusted net revenue guidance to $4.75 billion to $4.85 billion and continues to expect adjusted EBITDA of approximately $1.6 billion, which signals stronger expected revenue for shareholders. Results were not uniform, as Technology Platform segment revenue fell 23% year over year.
GAAP total net revenue for the quarter was $1.2 billion, up 43% from $854.9 million a year earlier.
Net income was $156.6 million, up 61% from $97.3 million; diluted EPS was $0.12 versus $0.08.
2026 adjusted net revenue guidance raised to $4.75 billion to $4.85 billion; adjusted EBITDA outlook of about $1.6 billion unchanged.
Technology Platform segment net revenue fell 23% year over year to $84.5 million.
SoFi reported first-quarter 2026 results on April 29, 2026, with GAAP net revenue of $1.1 billion, up 43%, and net income of $166.7 million, up 134% from a year earlier. Diluted earnings per share were $0.12, compared with $0.06, and management said it maintains its full-year 2026 outlook, including adjusted net revenue of approximately $4.655 billion and adjusted net income of approximately $825 million. Technology Platform segment revenue fell 27%, which the company attributes to a large client that fully left the platform before December 31, 2025.
GAAP net income of $166.7 million, or $0.12 diluted EPS, versus $71.1 million and $0.06 in the first quarter of 2025.
Adjusted EBITDA of $339.9 million, up 62% year-over-year, at a 31% margin.
Total loan originations of $12.2 billion, up 68% year-over-year; members reached 14.7 million, up 35%.
Guidance: second-quarter 2026 adjusted net revenue growth of approximately 30%; full-year 2026 adjusted EBITDA of approximately $1.6 billion and adjusted EPS of approximately 60 cents.
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