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AI brief of an SEC Form 8-K · SoFi Technologies, Inc. (SOFI)

SoFi Q3 2026 revenue rises 44% to $1.4 billion; raises 2026 revenue guidance

Positive Impact 4 of 5 earnings Written later

SoFi Technologies reported third-quarter 2026 results on October 27, 2026, with GAAP net revenue of $1.4 billion, up 44% from a year earlier, and net income of $241.0 million, or $0.18 per diluted share. The company raised its 2026 adjusted net revenue and adjusted EBITDA expectations and introduced a 2027 outlook, which points to continued growth in revenue and earnings.

Key points

  • Q3 2026 GAAP net revenue of $1.4 billion, up 44% from $961.6 million in Q3 2025
  • Net income of $241.0 million, or $0.18 diluted EPS, versus $139.4 million and $0.11 a year earlier
  • 2026 guidance raised to about $5.04 billion adjusted net revenue and $1.66 billion adjusted EBITDA
  • 2027 outlook of about $6.4 billion adjusted net revenue and $2.24 billion adjusted EBITDA

The filing

CompanySoFi Technologies, Inc. (SOFI)
Form8-K, current report
Filed with the SECOct 27, 2026, 7:02 AM ET
Accession number0001818874-26-000065

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 11:43 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 27, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.