Every material Form 8-K SR Bancorp, Inc. has filed with the SEC since July 28, 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
SR Bancorp, Inc., holding company for Somerset Regal Bank, reported net income of $1.1 million, or $0.15 per basic and diluted share, for the three months ended September 30, 2026, up 54.1% from $693,000, or $0.09 per share, a year earlier. Total assets reached $1.22 billion, with net loans of $947.4 million and deposits of $979.2 million at quarter end, but net interest margin slipped to 3.03% from 3.05%.
Net income of $1.1 million, or $0.15 per diluted share, for the quarter ended September 30, 2026, versus $693,000, or $0.09, a year earlier.
Net interest income rose 9.3% to $8.3 million; net interest margin fell two basis points to 3.03%.
Net loans rose $46.2 million to $947.4 million and deposits rose $52.8 million to $979.2 million from June 30, 2026.
Net income included $47,000 of accretion income tied to the 2023 Regal Bancorp acquisition, down from $303,000 a year earlier.
SR Bancorp, Inc., the holding company for Somerset Regal Bank, said its Board of Directors declared a quarterly cash dividend of $0.06 per share. The dividend is payable to stockholders of record as of September 30, 2026, and the filing includes no earnings or guidance figures.
Quarterly cash dividend of $0.06 per share declared on September 17, 2026
Payment date is October 15, 2026; record date is September 30, 2026
Executive Chairman David Orbach said the company is in a strong financial position to pay the dividend
At June 30, 2026, Somerset Regal Bank reported $1.19 billion in total assets and $181.8 million in total equity
SR Bancorp, Inc., the holding company for Somerset Regal Bank, reported net income of $940,000, or $0.13 per share, for the quarter ended June 30, 2026, down from $2.2 million a year earlier. For the full fiscal year, net income was $3.4 million, or $0.44 per diluted share, compared with $5.1 million in fiscal 2025, and both periods' comparisons were affected by a $1.5 million life insurance gain recorded in 2025.
Quarter net income was $940,000 ($0.13 per basic and diluted share), versus $2.2 million ($0.28 basic, $0.27 diluted) for the same quarter in 2025.
Full-year net income was $3.4 million ($0.45 basic, $0.44 diluted), compared with $5.1 million for the year ended June 30, 2025.
Total assets reached $1.19 billion at June 30, 2026, up $105.0 million, or 9.7%, from a year earlier.
Net loans rose to $901.2 million and deposits to $926.4 million at June 30, 2026, with $35.0 million of additional borrowings used to fund loan growth.
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Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every SR Bancorp, Inc. filing is on SEC EDGAR ↗. 8-K briefs of other companies →