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AI brief of an SEC Form 8-K · SR Bancorp, Inc. (SRBK)

SR Bancorp Q4 profit falls to $940,000 from $2.2 million a year earlier

Negative Impact 3 of 5 earnings Written later

SR Bancorp, Inc., the holding company for Somerset Regal Bank, reported net income of $940,000, or $0.13 per share, for the quarter ended June 30, 2026, down from $2.2 million a year earlier. For the full fiscal year, net income was $3.4 million, or $0.44 per diluted share, compared with $5.1 million in fiscal 2025, and both periods' comparisons were affected by a $1.5 million life insurance gain recorded in 2025.

Key points

  • Quarter net income was $940,000 ($0.13 per basic and diluted share), versus $2.2 million ($0.28 basic, $0.27 diluted) for the same quarter in 2025.
  • Full-year net income was $3.4 million ($0.45 basic, $0.44 diluted), compared with $5.1 million for the year ended June 30, 2025.
  • Total assets reached $1.19 billion at June 30, 2026, up $105.0 million, or 9.7%, from a year earlier.
  • Net loans rose to $901.2 million and deposits to $926.4 million at June 30, 2026, with $35.0 million of additional borrowings used to fund loan growth.

The filing

CompanySR Bancorp, Inc. (SRBK)
Form8-K, current report
Filed with the SECJul 28, 2026, 4:00 PM ET
Accession number0001437749-26-024660

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 11:44 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 28, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.