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AI brief of an SEC Form 8-K · South State Bank (SSB)

SouthState Bank Q3 diluted EPS rises to $2.42 from $1.86; net income $246.6 million

Positive Impact 3 of 5 earnings Written later

SouthState Bank reported third-quarter 2025 results on October 22, 2025, with diluted earnings per share of $2.42 and net income of $246.6 million, up from $1.86 and $143.2 million in the third quarter of 2024. The Board also declared a quarterly cash dividend of $0.60 per share, up from $0.54 in the prior quarter, payable November 14, 2025.

Key points

  • Diluted EPS of $2.42 for the quarter, versus $2.11 in the second quarter of 2025; adjusted diluted EPS (non-GAAP) was $2.58
  • Net income of $246.6 million, versus $143.2 million a year earlier
  • Net interest margin of 4.05%, versus 3.39% in the third quarter of 2024
  • Dividend of $0.60 per share payable November 14, 2025 to shareholders of record as of November 7, 2025; earnings call set for October 23, 2025 at 9 a.m. ET

The filing

CompanySouth State Bank (SSB)
Form8-K, current report
Filed with the SECOct 22, 2025, 4:07 PM ET
Accession number0001104659-25-101526

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure8.01 Other Events

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 12:56 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 22, 2025.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.