AI brief of an SEC Form 8-K · South State Bank (SSB)

SouthState Q4 diluted EPS rose 32% to $2.46; board approves 5.56 million share buyback

Positive Impact 4 of 5 earnings Written later

SouthState Bank reported fourth-quarter 2025 diluted earnings per share of $2.46, up 32% from a year earlier, on net income of $247.7 million. The board also approved a repurchase plan of up to 5,560,000 shares, effective through December 31, 2027, and declared a $0.60 quarterly dividend.

Key points

  • Q4 2025 net income was $247.7 million versus $144.2 million in Q4 2024; Q3 2025 net income was $246.6 million
  • Net interest income was $581 million, down $19 million from the prior quarter; net interest margin was 3.85% versus 4.05% in Q3 2025
  • Repurchase plan of up to 5,560,000 shares runs through December 31, 2027; it does not obligate the company to buy any specific number of shares
  • Quarterly dividend of $0.60 per share is payable February 13, 2026 to holders of record as of February 6, 2026

The filing

CompanySouth State Bank (SSB)
Form8-K, current report
Filed with the SECJan 22, 2026, 4:06 PM ET
Accession number0001104659-26-005783

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure8.01 Other Events

Read the filing on SEC.gov ↗

Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 12:56 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on January 22, 2026.

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.