Texas Capital posts record Q3 net income of $105.2 million, EPS of $2.18
Texas Capital Bancshares reported third-quarter 2025 results on October 22, 2025, with net income available to common stockholders of $100.9 million, or $2.18 per diluted share, up from $73.0 million, or $1.58 per share, in the second quarter. The company described these as record-level results and reported a 12.1% CET1 capital ratio, which supports its capacity to return capital to shareholders.
Key points
- Net income available to common stockholders was $100.9 million, or $2.18 per diluted share, versus $73.0 million, or $1.58, in Q2 2025 and a net loss of $65.6 million in Q3 2024
- Net interest margin rose 12 basis points from Q2 to 3.47%; net interest income was $271.8 million
- Provision for credit losses was $12.0 million and net charge-offs were $13.7 million; criticized loans fell to $529.7 million from $637.5 million in Q2
- During Q3 2025 the company repurchased 87,087 shares for $7.1 million at a weighted average price of $80.49
The filing
Written by AI on Nov 8, 2026, 1:01 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 22, 2025.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.