Every material Form 8-K Texas Capital Bancshares has filed with the SEC since January 18, 2024, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Texas Capital Bancshares reported third quarter 2026 net income available to common stockholders of $99.4 million, or $2.28 per diluted share, up from $80.6 million, or $1.83 per share, in the second quarter but down from $100.9 million in the third quarter of 2025. Net interest income reached a record-level $275.0 million, and the board authorized a new share repurchase program of up to $200.0 million through October 31, 2027, which replaces the remaining authorization under the December 12, 2025 program. Criticized loans rose to $782.4 million at September 30, 2026, from $529.7 million a year earlier.
Net income available to common stockholders was $99.4 million, or $2.28 per diluted share, versus $80.6 million, or $1.83, in the second quarter of 2026 and $100.9 million, or $2.18, in the third quarter of 2025.
Net interest income was $275.0 million, and net interest margin was 3.44%, up 16 basis points from the second quarter of 2026.
Provision for credit losses was $17.0 million, with $14.5 million in net charge-offs; criticized loans totaled $782.4 million at September 30, 2026.
A new share repurchase program of up to $200.0 million was effective October 20, 2026, through October 31, 2027; the company repurchased $103.0 million of its stock in the third quarter.
Texas Capital Bancshares and Chief Risk Officer David Oman mutually agreed that he will leave the role effective September 16, 2026. The company said the departure is not tied to any disputes, financial condition, internal controls, or enterprise risk management matters.
David Oman departs as Chief Risk Officer effective September 16, 2026
David Youngberg, Chief Credit Officer, takes on Chief Risk Officer duties in addition to his current role
The company has started an internal and external search for a successor, and Youngberg is a candidate
Texas Capital Bancshares said it will transfer the listing of its common stock and Series B preferred stock from Nasdaq to the Texas Stock Exchange, with trading on the new exchange starting October 8, 2026. The filing says no action is required from stockholders, and the common stock will change its ticker from TCBI to TXCP on November 9, 2026.
Nasdaq listing and trading expected to end at market close on October 7, 2026
TXSE trading expected to begin at market open on October 8, 2026, with tickers TCBI and TCBI PRB
Ticker changes to TXCP and TXCP PRB expected on November 9, 2026
Filing states no action is required by stockholders in connection with the transfer
Texas Capital Bancshares reported second quarter 2026 net income available to common stockholders of $80.6 million, or $1.83 per diluted share, up from $73.0 million, or $1.58 per diluted share, a year earlier. Total revenue rose to $335.5 million, and the company declared a $0.20 per common share dividend payable September 15, 2026.
Net income available to common stockholders was $80.6 million, up 10% from $73.0 million a year earlier; diluted EPS was $1.83 versus $1.58.
Non-interest income rose to $75.1 million from $54.1 million a year earlier, and the company described fee income as record-level, up 29% year over year.
Provision for credit losses was $18.0 million, compared with $15.0 million a year earlier; net charge-offs were $16.1 million.
Common dividend of $0.20 per share is payable September 15, 2026, to holders of record at the close of business on September 1, 2026.
Texas Capital Bancshares reported first quarter 2026 net income available to common stockholders of $69.5 million, or $1.56 per diluted share, up from $42.7 million a year earlier but down from $96.3 million in the fourth quarter of 2025. The company also initiated its first quarterly common stock dividend of $0.20 per share, while shareholders did not approve a proposal to move the company from Delaware to Texas.
Q1 2026 net income available to common stockholders was $69.5 million ($1.56 per diluted share), versus $96.3 million ($2.12) in Q4 2025 and $42.7 million ($0.92) in Q1 2025.
Quarterly common stock dividend of $0.20 per share initiated, payable June 15, 2026, to holders of record on June 1, 2026.
Provision for credit losses was $16.0 million; non-accrual loans held for investment rose to $144.9 million from $116.9 million at December 31, 2025.
At the April 21, 2026 annual meeting, the Delaware-to-Texas redomestication and the stockholder proposal threshold increase were not approved; John Cummings was named Chief Operating Officer effective April 16, 2026.
Texas Capital Bancshares reported fourth quarter 2025 net income available to common stockholders of $96.3 million, or $2.12 per diluted share, up from $66.7 million, or $1.43, a year earlier but down from $100.9 million, or $2.18, in the third quarter. Full-year 2025 net income available to common stockholders was $313.0 million, or $6.79 per diluted share, compared with $60.3 million, or $1.28, in 2024. The company also disclosed a new share repurchase program of up to $200.0 million through December 31, 2026.
Q4 2025 net income available to common stockholders was $96.3 million, or $2.12 per diluted share, versus $66.7 million, or $1.43, in Q4 2024 and $100.9 million, or $2.18, in Q3 2025.
Q4 2025 total revenue was $327.5 million, up from $283.7 million in Q4 2024 and down from $340.4 million in Q3 2025.
Board authorized a repurchase program of up to $200.0 million effective December 12, 2025, ending the remaining authorization under the January 22, 2025 program.
In Q4 2025 the company repurchased 1,445,212 shares for $126.6 million, at a weighted average price of $86.76 per share.
Texas Capital Bancshares reported third-quarter 2025 results on October 22, 2025, with net income available to common stockholders of $100.9 million, or $2.18 per diluted share, up from $73.0 million, or $1.58 per share, in the second quarter. The company described these as record-level results and reported a 12.1% CET1 capital ratio, which supports its capacity to return capital to shareholders.
Net income available to common stockholders was $100.9 million, or $2.18 per diluted share, versus $73.0 million, or $1.58, in Q2 2025 and a net loss of $65.6 million in Q3 2024
Net interest margin rose 12 basis points from Q2 to 3.47%; net interest income was $271.8 million
Provision for credit losses was $12.0 million and net charge-offs were $13.7 million; criticized loans fell to $529.7 million from $637.5 million in Q2
During Q3 2025 the company repurchased 87,087 shares for $7.1 million at a weighted average price of $80.49
Texas Capital Bancshares reported second-quarter 2025 net income of $77.3 million, up 86% from a year earlier, and diluted EPS of $1.58, up from $0.80. Net income available to common stockholders was $73.0 million, up 95% year over year, and net interest margin rose to 3.35%. The results are a strong improvement for shareholders on the headline profit and per-share measures.
Q2 2025 diluted EPS was $1.58 versus $0.80 in Q2 2024 and $0.92 in Q1 2025; adjusted diluted EPS was $1.63.
Net income available to common stockholders was $73.0 million, up 95% year over year.
Net interest margin was 3.35%, up 16 basis points from Q1 2025; total loans held for investment rose 10% year over year.
The company repurchased 317,860 shares for $21.0 million, at a weighted average price of $65.50 per share, during the quarter.
Texas Capital Bancshares reported first quarter 2025 net income available to common stockholders of $42.7 million, or $0.92 per diluted share, down from $66.7 million, or $1.43, in the fourth quarter of 2024 but up from $21.8 million, or $0.46, a year earlier. Stockholders did not approve the 2024 advisory say-on-pay vote at the April 15, 2025 annual meeting.
Q1 2025 net income available to common stockholders $42.7 million, or $0.92 per diluted share, versus $1.43 in Q4 2024 and $0.46 in Q1 2024
Provision for credit losses $17.0 million, including $9.8 million in net charge-offs
Say-on-pay advisory vote: 19,371,896 for and 21,790,636 against; not approved
Repurchased 396,106 shares for $31.2 million during the first quarter
Texas Capital Bancshares reported fourth quarter 2024 net income available to common stockholders of $66.7 million, or $1.43 per diluted share, compared with a net loss of $65.6 million in the third quarter, which included a $179.6 million loss on securities sales. For full year 2024, net income available to common stockholders fell to $60.3 million, or $1.28 per diluted share, from $171.9 million, or $3.54, in 2023. The board also authorized a share repurchase of up to $200.0 million through January 31, 2026.
Q4 2024 net income available to common stockholders was $66.7 million, or $1.43 per diluted share, versus a $65.6 million loss, or $1.41 per share, in Q3 2024 and $15.8 million, or $0.33, in Q4 2023.
Full year 2024 diluted EPS was $1.28 versus $3.54 in 2023; the company's adjusted full year EPS was $4.43 versus $3.85, a non-GAAP measure.
Q4 2024 net interest margin was 2.93%, down 23 basis points from Q3 2024.
On January 22, 2025, the board authorized a new buyback of up to $200.0 million through January 31, 2026, ending the remaining authorization under the January 17, 2024 program.
Texas Capital Bancshares reported a net loss available to common stockholders of $65.6 million, or $1.41 per diluted share, for the quarter ended September 30, 2024, compared with net income of $37.4 million, or $0.80 per diluted share, in the second quarter. The loss was driven mainly by a $179.6 million loss on the sale of available-for-sale debt securities, which matters to shareholders because it erased the prior quarter's profit and reduced stockholders' equity.
Net loss available to common stockholders of $65.6 million, or $1.41 per diluted share, versus net income of $37.4 million, or $0.80, in Q2 2024
$179.6 million loss on sale of available-for-sale debt securities ($2.92 per diluted share) and $5.9 million in restructuring expense
Net interest income rose to $240.1 million from $216.6 million in Q2 2024; net interest margin was 3.16%
Book value per share was $66.09 at September 30, 2024, up 14% year over year
On July 29, 2024, Texas Capital Bancshares entered into an amended and restated employment agreement with CEO Robert C. Holmes and approved special retention restricted stock units for four named executive officers. The board said the changes reflect Holmes's leadership through the company's multi-year transformation, and the filing sets out larger severance and change-in-control terms that apply to him.
CEO agreement sets base salary at $1,100,000 with a target cash incentive of not less than 200% for the rest of 2024 and not less than 180% from 2025
Holmes receives a one-time RSU award with a grant date value of $4,045,489 (61,491 units), cliff vesting on the third anniversary of grant
Severance is two times base salary plus target bonus, rising to three times if termination occurs from 90 days before to two years after a change in control
Other named executives receiving RSUs: J. Matthew Scurlock $1,000,000, John W. Cummings $350,000, Anna M. Alvarado $375,000
Texas Capital Bancshares reported second-quarter 2024 net income of $41.7 million and net income available to common stockholders of $37.4 million, or $0.80 per diluted share. That is up from $0.46 in the first quarter but down from $1.33 in the second quarter of 2023. The results were released in a press release and presentation filed as exhibits to this 8-K.
Net income available to common stockholders was $37.4 million, or $0.80 per diluted share, versus $21.8 million, or $0.46, in Q1 2024 and $64.3 million, or $1.33, in Q2 2023.
Provision for credit losses was $20.0 million, with $12.0 million in net charge-offs.
Net interest margin was 3.01%, and non-interest income rose $9.1 million, or 22%, from Q1 2024.
The company repurchased 852,098 shares for $50.0 million, at a weighted average price of $58.14 per share.
Texas Capital Bancshares elected Mark Midkiff, former chief risk officer at KeyCorp, to its Board of Directors effective June 1, 2024, and he will also join the Board's Risk Committee. The filing describes him as bringing over thirty years of risk management experience and says he qualifies as independent under Nasdaq rules.
Board elected Mark Midkiff on May 10, 2024; service begins June 1, 2024
Midkiff will serve on the Board's Risk Committee
Previously chief risk officer at KeyCorp from 2018 until December 2023, then in a transition role until his retirement earlier in 2024
Compensation will match other non-management directors, per the 2024 proxy statement filed March 7, 2024
Texas Capital Bancshares reported first-quarter 2024 net income available to common stockholders of $21.8 million, or $0.46 per diluted share, down from $34.3 million, or $0.70, a year earlier but up from $0.33 in the fourth quarter of 2023. Chief Risk Officer Tim J. Storms also told the company he plans to retire on or around June 15, 2024, and the company intends to search for a replacement.
Q1 2024 net income available to common stockholders was $21.8 million, or $0.46 per diluted share, versus $34.3 million, or $0.70, in Q1 2023 and $15.8 million, or $0.33, in Q4 2023.
Net interest income was $215.0 million, down from $235.3 million a year earlier; non-interest income rose to $41.3 million from $37.4 million.
Q1 2024 included a $5.0 million legal settlement expense, a $3.0 million FDIC special assessment and $2.0 million of restructuring expenses.
Chief Risk Officer Tim J. Storms plans to retire on or around June 15, 2024, and will provide consulting services during the transition.
Texas Capital Bancshares reported fourth quarter 2023 net income available to common stockholders of $15.8 million, or $0.33 per diluted share, down from $57.4 million, or $1.18 per share, in the third quarter and $212.9 million, or $4.23 per share, a year earlier. The company also authorized a new share repurchase program of up to $150.0 million through January 31, 2025, which ends the prior January 2023 authorization.
Q4 2023 net income available to common stockholders was $15.8 million, or $0.33 per diluted share, versus $57.4 million, or $1.18, in Q3 2023 and $212.9 million, or $4.23, in Q4 2022.
Q4 2023 included a $19.9 million FDIC special assessment, or $0.32 per diluted share.
Net interest margin was 2.93% in Q4 2023, down 20 basis points from Q3 2023; the provision for credit losses was $19.0 million.
On January 17, 2024, the board authorized repurchases of up to $150.0 million of common stock through January 31, 2025.
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