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AI brief of an SEC Form 8-K · TrustCo Bank Corp NY (TRST)

TrustCo Q2 net income rises 19.8% to $15.0 million; diluted EPS $0.79

Positive Impact 3 of 5 earnings Written later

TrustCo Bank Corp NY reported second quarter 2025 net income of $15.0 million, or $0.79 per diluted share, up from $12.6 million, or $0.66 per diluted share, in the second quarter of 2024. Net interest income rose 10.5% to $41.7 million, and the net interest margin widened to 2.71% from 2.53%, so both the core lending income and per-share profit measures improved year over year.

Key points

  • Net income of $15.0 million, or $0.79 diluted EPS, for Q2 2025, versus $12.6 million, or $0.66, for Q2 2024
  • Net interest income of $41.7 million, up 10.5% from $37.8 million; net interest margin of 2.71%, up 18 basis points
  • Book value per share of $36.75 at June 30, 2025, up from $34.46 a year earlier; 169 thousand shares repurchased in Q2 2025
  • Conference call scheduled for 9:00 a.m. Eastern Time on July 22, 2025

The filing

CompanyTrustCo Bank Corp NY (TRST)
Form8-K, current report
Filed with the SECJul 21, 2025, 4:00 PM ET
Accession number0001140361-25-026603

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 6:59 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 21, 2025.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.