Flash FinanceUS
Market closed · weekend S&P 5007,376.86+0.31% Nasdaq24,579.42+1.09% Dow 3051,285.73-0.46% Russell 20002,754.11+0.89% Nasdaq-10026,989.99+1.35% MidCap 4003,602.50+0.56% SmallCap 6001,673.98+0.05% VIX25.64-9.01% 10Y Yield4.86+0.45% Close of Nov 06, 2026

TrustCo Bank Corp NY (TRST)

Nasdaq Financials Regional Banks S&P SmallCap 600
$57.30
+0.76 (+1.34%)
Close of Nov 06, 2026 · end-of-day data
Source: TrustCo Bank Corp NY's 10-K / 10-Q XBRL data on SEC EDGAR · fetched Nov 06, 2026

Revenue, net income & free cash flow

Income statement

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Interest expense$15.30M$14.59M$20.23M$36.32M$24.71M$7.57M$6.47M$54.36M——
Pre-tax income$68.29M$76.75M$79.65M$76.51M$69.45M$82.13M$99.42M$77.61M$64.05M$80.81M
Income tax$25.69M$33.60M$18.21M$18.67M$16.99M$20.61M$24.18M$18.97M$15.21M$19.68M
Net income$42.60M$43.15M$61.45M$57.84M$52.45M$61.52M$75.23M$58.65M$48.83M$61.14M
EPS (basic)$0.45$0.45$0.64$2.99$2.72$3.19$3.93$3.08$2.57$3.26
EPS (diluted)$0.45$0.45$0.64$2.98$2.72$3.19$3.93$3.08$2.57$3.25
Diluted shares95.65M96.22M96.65M19.39M19.30M19.26M19.13M19.02M19.04M18.79M

Balance sheet

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents$707.27M$612.74M$503.71M$456.85M$1.11B$1.22B$650.60M$578.00M$641.81M$730.43M
Total assets$4.87B$4.91B$4.96B$5.22B$5.90B$6.20B$6.00B$6.17B$6.24B$6.44B
Short-term debt$209.41M$242.99M$161.89M$148.67M$214.75M$244.69M$122.70M$88.99M$84.78M$120.05M
Total debt$209.41M$242.99M$161.89M$148.67M$214.75M$244.69M$122.70M$88.99M$84.78M$120.05M
Total liabilities$4.44B$4.45B$4.47B$4.68B$5.33B$5.60B$5.40B$5.52B$5.56B$5.75B
Shareholders' equity$432.69M$458.31M$489.87M$538.26M$568.16M$601.13M$599.99M$645.28M$676.34M$686.59M

Cash flow

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow$54.89M$61.69M$67.64M$63.80M$62.16M$55.37M$78.63M$64.13M$59.44M$57.60M
Capital expenditures$2.06M$3.61M$3.65M$3.89M$3.83M$2.84M$3.79M$5.67M$4.88M$11.87M
Free cash flow$52.84M$58.08M$63.99M$59.90M$58.33M$52.52M$74.84M$58.46M$54.56M$45.74M
Investing cash flow-$157.79M-$144.88M-$173.82M-$248.76M-$35.35M-$175.26M-$416.63M-$233.59M-$3.75M-$104.67M
Financing cash flow$92.02M-$11.34M-$2.85M$138.10M$623.44M$232.26M-$230.87M$96.87M$8.12M$135.69M
Dividends paid$25.06M$25.20M$25.57M$26.39M$26.33M$26.28M$26.99M$27.39M$27.41M$27.62M
Share buybacks$701.00K$4.61M$718.00K$35.00K$3.49M$2.39M$7.00M$0$374.00K$38.13M
Stock-based compensation$224.00K$150.00K$173.00K$5.00K$15.00K$0$0$103.00K$720.00K$1.27M
Depreciation & amortization$4.04M$3.82M$4.11M$3.95M$4.04M$4.22M$4.10M$4.11M$4.54M$4.82M

Quarterly figures are rebuilt from the year-to-date totals companies report — Q4 is the full year minus the first nine months, since no 10-Q is filed for it. Values are as filed; later restatements replace earlier ones. Fiscal years are labelled by the calendar year in which they end.