AI brief of an SEC Form 8-K · TransUnion (TRU)

TransUnion Q4 revenue rises 13% to $1.17 billion; 2026 revenue growth guided at 8% to 9%

Positive Impact 3 of 5 earnings Written later

TransUnion reported fourth-quarter 2025 revenue of $1,171 million, up 13% from a year earlier, and diluted EPS of $0.52 versus $0.34, with the company saying results exceeded its prior guidance. It also introduced 2026 guidance calling for 8% to 9% revenue growth and 8% to 10% Adjusted Diluted EPS growth, and on February 11, 2026 it added $400 million of revolving credit commitments, bringing total revolving commitments to $1.0 billion.

Key points

  • Q4 2025 net income attributable to TransUnion was $101 million, versus $66 million a year earlier; Adjusted EBITDA was $417 million, up 10%, with margin of 35.6% versus 36.5%.
  • Full-year 2026 guidance: revenue of $4,946 million to $4,981 million and Adjusted Diluted EPS of $4.63 to $4.71.
  • First-quarter 2026 guidance: net income attributable to TransUnion of $118 million to $123 million, a decline of 17% to 20%.
  • On February 11, 2026, total revolving credit commitments rose to $1.0 billion under Amendment No. 25 to the Credit Agreement, with Deutsche Bank AG New York Branch as administrative agent.

The filing

CompanyTransUnion (TRU)
Form8-K, current report
Filed with the SECFeb 12, 2026, 6:14 AM ET
Accession number0001552033-26-000006

Items reported: 1.01 Material Definitive Agreement2.02 Results of Operations2.03 New Direct Financial Obligation7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 1:11 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on February 12, 2026.

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.