Every material Form 8-K UNITED BANCORP INC /OH/ has filed with the SEC since May 07, 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
United Bancorp (UBCP) reported third-quarter 2026 net income of $1.4 million, or $0.25 per diluted share, down 27.4% from $1.9 million, or $0.34, a year earlier. Management attributed the decline to a $2,953,000 charge-off of a single commercial credit, which raised the quarter's provision for credit losses to $2,421,000. Total revenue rose 15.16% and pre-provision net revenue rose 66.45%, but the one-time loan loss reduced earnings for shareholders.
Q3 2026 net income of $1,401,000 and diluted EPS of $0.25, versus $0.34 in Q3 2025
Nine-month net income of $5,407,000 and diluted EPS of $0.94, versus $0.99 a year earlier
Single commercial borrower charge-off of $2,953,000 drove a Q3 provision for credit losses of $2,421,000
Non-GAAP pre-provision net revenue of $3,490,000 for Q3, up $1,393,000 year over year, including a $560,000 securities gain
United Bancorp, Inc. (NASDAQ: UBCP) said its Board declared a third quarter 2026 cash dividend of $0.1975 per share on August 19, 2026, up $0.01 from the third quarter of 2025. The company said the regular dividend yields 5.0% at its $15.88 market value at the most recent quarter-end, and year-to-date cash dividends total $0.76, including a $0.1750 special dividend paid in the first quarter.
Third quarter dividend of $0.1975 per share, an increase of $0.01 or 5.3% from the prior-year third quarter
Record date September 10, 2026; payment date September 18, 2026
Year-to-date cash dividends of $0.76, up $0.03 or 4.1% from the same period last year, including a $0.1750 special dividend in the first quarter
Company cites a forward yield of 5.0% based on a $15.88 market value at the most recent quarter-end
United Bancorp, Inc. reported second-quarter 2026 net income of $2,095,000 and diluted earnings per share of $0.36, up 9.4% and 9.1% from the second quarter of 2025. For the first six months, net income was $4,006,000 and diluted EPS was $0.69, both higher than a year earlier, though the company said costs tied to its infrastructure investments are diluting earnings in the short term. Nonaccrual loans rose $4.7 million year over year, mainly from one commercial relationship of about $4.2 million.
Q2 2026 net income $2,095,000, up $180,000 (9.4%) from Q2 2025; diluted EPS $0.36, up $0.03 (9.1%)
Six-month net income $4,006,000, up 5.8%; diluted EPS $0.69, up 6.2%
Total noninterest expense rose 10.14% in Q2 to $6,434,682 from $5,842,181
Nonaccrual loans and loans past due 30+ days totaled $6.9 million, or 1.4% of gross loans, at June 30, 2026
United Bancorp, Inc. reported first-quarter 2026 net income of $1.9 million, or $0.33 per diluted share, up 2.1% and $0.01 from a year earlier. Net interest income rose 4.2% to $6.5 million, while total noninterest expense rose 10.2% to $6.2 million. Nonaccrual and 30-plus-day past-due loans increased year over year to $6.8 million, which management attributes mainly to one commercial relationship of about $4.2 million that it says is not impaired.
Net income of $1,911,000, up $39,000 or 2.1% year over year
Diluted EPS of $0.33, up $0.01 or 3.1% from $0.32
Net interest income of $6.5 million, up 4.2%; net interest margin of 3.72%, up 12 basis points
Nonaccrual and 30-plus-day past-due loans of $6.8 million (1.36% of gross loans), up $4.0 million year over year, mostly from one relationship of about $4.2 million
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