United Bancorp Q2 2026 EPS rises 9.1% to $0.36 on higher net income
United Bancorp, Inc. reported second-quarter 2026 net income of $2,095,000 and diluted earnings per share of $0.36, up 9.4% and 9.1% from the second quarter of 2025. For the first six months, net income was $4,006,000 and diluted EPS was $0.69, both higher than a year earlier, though the company said costs tied to its infrastructure investments are diluting earnings in the short term. Nonaccrual loans rose $4.7 million year over year, mainly from one commercial relationship of about $4.2 million.
Key points
- Q2 2026 net income $2,095,000, up $180,000 (9.4%) from Q2 2025; diluted EPS $0.36, up $0.03 (9.1%)
- Six-month net income $4,006,000, up 5.8%; diluted EPS $0.69, up 6.2%
- Total noninterest expense rose 10.14% in Q2 to $6,434,682 from $5,842,181
- Nonaccrual loans and loans past due 30+ days totaled $6.9 million, or 1.4% of gross loans, at June 30, 2026
The filing
Written by AI on Nov 9, 2026, 8:51 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 24, 2026.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.