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AI brief of an SEC Form 8-K · UNIVERSAL INSURANCE HOLDINGS, INC. (UVE)

Universal Insurance Q2 2026 diluted EPS $2.04, up 68.6%; loss ratio improves 7.5 points

Positive Impact 3 of 5 earnings Written later

Universal Insurance Holdings reported second quarter 2026 results for the quarter ended June 30, 2026, with net income available to common stockholders of $59.2 million, up 68.7% from a year earlier. Total revenue rose 6.7% to $427.0 million, and a lower net loss ratio drove the profit gain, which management attributes to favorable claims and litigation trends. The board also declared a 16-cent quarterly dividend, and the company repurchased about 122 thousand shares for $4.5 million during the quarter.

Key points

  • Diluted GAAP EPS was $2.04 versus $1.21 a year earlier; diluted adjusted EPS was $1.84 versus $1.23.
  • Total revenues were $427.0 million, up 6.7%; direct premiums written were $621.3 million, up 4.1%.
  • Net loss ratio was 64.8%, down 7.5 points; combined ratio was 91.6% versus 97.8%.
  • Board declared a 16-cent quarterly dividend, payable August 7, 2026, to holders of record as of July 31, 2026.

The filing

CompanyUNIVERSAL INSURANCE HOLDINGS, INC. (UVE)
Form8-K, current report
Filed with the SECJul 23, 2026, 4:15 PM ET
Accession number0000891166-26-000085

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 8:28 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 23, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.