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AI brief of an SEC Form 8-K · UNIVERSAL INSURANCE HOLDINGS, INC. (UVE)

Universal Q3 diluted EPS rises 30% to $1.80 as revenue grows 9.6%

Positive Impact 3 of 5 earnings Written later

Universal Insurance Holdings reported third quarter 2026 results on October 22, 2026, with GAAP diluted earnings per share of $1.80 versus $1.38 a year earlier and total revenues of $439.3 million, up 9.6%. The combined ratio improved to 91.0% from 96.4%, and the company attributed the lower ceded premium ratio mainly to a new reinsurance program that took effect June 1, 2026, which is a key driver of the higher profit for shareholders.

Key points

  • GAAP diluted EPS of $1.80 vs. $1.38 a year earlier; adjusted diluted EPS of $1.93 vs. $1.36
  • Combined ratio of 91.0% vs. 96.4%; ceded premium ratio fell to 27.6% from 32.7% after the June 1, 2026 reinsurance program
  • Repurchased about 174 thousand shares for $7.4 million in the quarter; about $1.1 million remains under the authorization
  • Quarterly dividend of 16 cents per share; results call set for Friday, October 23, 2026 at 10:00 a.m. ET

The filing

CompanyUNIVERSAL INSURANCE HOLDINGS, INC. (UVE)
Form8-K, current report
Filed with the SECOct 22, 2026, 4:12 PM ET
Accession number0000891166-26-000092

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 8:28 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 22, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.