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AI brief of an SEC Form 8-K · Valley Bank (VLY)

Valley National Bancorp Q2 net income rises to $133.2 million, or $0.22 per share

Positive Impact 3 of 5 earnings Written later

Valley National Bancorp reported second quarter 2025 net income of $133.2 million, or $0.22 per diluted share, up from $70.4 million, or $0.13 per share, a year earlier and $106.1 million in the first quarter. The company said its provision for credit losses fell to $37.8 million from $82.1 million a year earlier, while non-accrual loans and accruing past due loans rose, which shareholders may watch in future quarters.

Key points

  • Net income of $133.2 million, or $0.22 per diluted share, versus $106.1 million, or $0.18, in Q1 2025 and $70.4 million, or $0.13, in Q2 2024
  • Net interest margin on a tax equivalent basis was 3.01 percent, up 5 basis points from 2.96 percent in Q1 2025
  • Provision for credit losses was $37.8 million, down from $62.7 million in Q1 2025 and $82.1 million in Q2 2024
  • Accruing past due loans rose to $199.2 million from $51.7 million at March 31, 2025, mainly due to three CRE loans

The filing

CompanyValley Bank (VLY)
Form8-K, current report
Filed with the SECJul 24, 2025, 7:55 AM ET
Accession number0000714310-25-000137

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 12:57 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 24, 2025.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.